Community State Bank
Galva, IL
IDRSSD: 987231
Total Assets
$378.83M
Latest filing
Total Deposits
$337.16M
Latest filing
Net Interest Margin
3.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community State Bank
625 Se 2nd St
Galva, IL 61434
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/24/1980FDIC Certificate 16296
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community State Bank (Main) | 625 Se 2nd St | Galva, IL |
| FRANKLIN BANK BRANCH | 101 West St | Franklin, IL |
| KEWANEE BRANCH | 409 Tenney St | Kewanee, IL |
| MAIN STREET KEWANEE BRANCH | 300 N Main St | Kewanee, IL |
| WALNUT BRANCH | 105 N Main St | Walnut, IL |
| NEPONSET WHAPLES BRANCH | 120 W Commercial St | Neponset, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/24/1980 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61434 |
| State and County Number | 17073 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Davenport-Moline-Rock Island, IA-IL |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2022 |
| Date of Deposit Insurance | 11/24/1980 |
| Primary Insurance Agency | DIF |
| Website | http://www.commstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 23257 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $378.83M |
| Total Deposits | $337.16M |
| Total Liabilities | $338.93M |
| Total Equity Capital | $39.90M |
| Net Income | $1.51M |
| Net Loans and Leases | $257.01M |
| Assets Per Employee ($Millions) | $7.43M |
| Bank Premises and Fixed Assets | $5.47M |
| Cash and Balances due from Depository Institutions | $20.81M |
| Deposits Held in Domestic Offices | $337.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 15.28% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 53.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.533% |
| Earning Assets to total Assets | 95.49% |
Income and Expense
| Total Interest Income | $5.33M |
| Total Noninterest Income | $170.00k |
| Total Interest Expense | $1.82M |
| Total Noninterest Expense | $2.02M |
| Net Interest Income | $3.51M |
| Pre-tax Net Operating Income | $1.58M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.78M |
| Total Liabilities and Capital | $378.83M |
Securities
| Securities | $88.47M |
| Available-for-sale debt securities | $16.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $71.56M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community State Bank?
$378.83M as of the latest filing.
How much are Community State Bank's total deposits?
$337.16M in total deposits.
Where is Community State Bank located?
Galva, IL.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
6.
When was it established?
11/24/1980.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$257.01M (latest filing).
What is the total interest income (latest filing)?
$5.33M.