Community Savings Bank

Chicago, IL
IDRSSD: 520777
Total Assets
$412.23M
Latest filing
Total Deposits
$363.69M
Latest filing
Net Interest Margin
2.07%
Profitability

Locations

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Main Office
Community Savings Bank
4801 W Belmont Ave
Chicago, IL 60641
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1925FDIC Certificate 41675

Branches (1)

Page 1 of 1
NameAddressCity / State
Community Savings Bank (Main)4801 W Belmont AveChicago, IL
WEST BELMONT BRANCH4824 W Belmont AveChicago, IL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1925
Community BankYes
Ownership TypeMutual
ZIP60641
State and County Number17031
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees56
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.communitysavingsbank.bank
Data Updated11/14/2025
CERT28841
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$412.23M
Total Deposits$363.69M
Total Liabilities$364.47M
Total Equity Capital$47.76M
Net Income$-391,000
Net Loans and Leases$224.53M
Assets Per Employee ($Millions)$7.36M
Bank Premises and Fixed Assets$6.44M
Cash and Balances due from Depository Institutions$29.58M
Deposits Held in Domestic Offices$363.69M

Key Performance Ratios

Return on Assets (ROA)-0.38%
Return on Equity (ROE)-3.3%
Net Interest Margin2.07%
Efficiency Ratio123.14%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.586%
Earning Assets to total Assets93.69%

Income and Expense

Total Interest Income$3.75M
Total Noninterest Income$117.00k
Total Interest Expense$1.76M
Total Noninterest Expense$2.60M
Net Interest Income$2.00M
Pre-tax Net Operating Income$-509,000
Provision for Credit Losses$20.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$212.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$787.00k
Total Liabilities and Capital$412.23M

Securities

Securities$136.31M
Available-for-sale debt securities$136.31M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Savings Bank?
$412.23M as of the latest filing.
How much are Community Savings Bank's total deposits?
$363.69M in total deposits.
Where is Community Savings Bank located?
Chicago, IL.
What is the Net Interest Margin?
2.07%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
-0.38%.
How much are total loans and leases?
$224.53M (latest filing).
What is the total interest income (latest filing)?
$3.75M.