Community Savings Bank
Chicago, IL
IDRSSD: 520777
Total Assets
$409.47M
Latest filing
Total Deposits
$360.56M
Latest filing
Net Interest Margin
2.20%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Savings Bank
4801 W Belmont Ave
Chicago, IL 60641
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1925FDIC Certificate 41675
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Savings Bank (Main) | 4801 W Belmont Ave | Chicago, IL |
| WEST BELMONT BRANCH | 4824 W Belmont Ave | Chicago, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 60641 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.communitysavingsbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 28841 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $409.47M |
| Total Deposits | $360.56M |
| Total Liabilities | $361.50M |
| Total Equity Capital | $47.97M |
| Net Income | $-504,000 |
| Net Loans and Leases | $226.03M |
| Assets Per Employee ($Millions) | $7.18M |
| Bank Premises and Fixed Assets | $6.36M |
| Cash and Balances due from Depository Institutions | $18.80M |
| Deposits Held in Domestic Offices | $360.56M |
Key Performance Ratios
| Return on Assets (ROA) | -0.49% |
| Return on Equity (ROE) | -4.21% |
| Net Interest Margin | 2.2% |
| Efficiency Ratio | 119.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.714% |
| Earning Assets to total Assets | 93.3% |
Income and Expense
| Total Interest Income | $3.87M |
| Total Noninterest Income | $125.00k |
| Total Interest Expense | $1.76M |
| Total Noninterest Expense | $2.67M |
| Net Interest Income | $2.11M |
| Pre-tax Net Operating Income | $-629,000 |
| Provision for Credit Losses | $193.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $282.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $946.00k |
| Total Liabilities and Capital | $409.47M |
Securities
| Securities | $142.69M |
| Available-for-sale debt securities | $142.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Savings Bank?
$409.47M as of the latest filing.
How much are Community Savings Bank's total deposits?
$360.56M in total deposits.
Where is Community Savings Bank located?
Chicago, IL.
What is the Net Interest Margin?
2.20%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
-0.49%.
How much are total loans and leases?
$226.03M (latest filing).
What is the total interest income (latest filing)?
$3.87M.