Byron Bank
Byron, IL
IDRSSD: 325534
Total Assets
$360.09M
Latest filing
Total Deposits
$323.86M
Latest filing
Net Interest Margin
3.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071908908BYRON, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Byron Bank
200 N Walnut St
Byron, IL 61010
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1932FDIC Certificate 580
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Byron Bank (Main) | 200 N Walnut St | Byron, IL |
| POPLAR GROVE BRANCH | 11159 Highway 76 | Poplar Grove, IL |
| MESSENGER SERVICE | 200 N Walnut St | Byron, IL |
| DAVIS JUNCTION BRANCH | 5653 N Junction Way | Davis Junction, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61010 |
| State and County Number | 17141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Rochelle, IL |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.byronbank.com |
| Data Updated | 01/30/2026 |
| CERT | 902 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $360.09M |
| Total Deposits | $323.86M |
| Total Liabilities | $330.33M |
| Total Equity Capital | $29.76M |
| Net Income | $1.19M |
| Net Loans and Leases | $245.02M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $2.48M |
| Cash and Balances due from Depository Institutions | $4.16M |
| Deposits Held in Domestic Offices | $323.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 16.21% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 65.48% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.264% |
| Earning Assets to total Assets | 97.66% |
Income and Expense
| Total Interest Income | $4.90M |
| Total Noninterest Income | $813.00k |
| Total Interest Expense | $1.97M |
| Total Noninterest Expense | $2.46M |
| Net Interest Income | $2.94M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.58M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.58M |
| All Other Liabilities | $2.31M |
| Total Liabilities and Capital | $360.09M |
Securities
| Securities | $104.76M |
| Available-for-sale debt securities | $104.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Byron Bank?
$360.09M as of the latest filing.
How much are Byron Bank's total deposits?
$323.86M in total deposits.
Where is Byron Bank located?
Byron, IL.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
4.
When was it established?
07/01/1932.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$245.02M (latest filing).
What is the total interest income (latest filing)?
$4.90M.