Peoples Bank of Kankakee County
Bourbonnais, IL
IDRSSD: 821036
Total Assets
$357.16M
Latest filing
Total Deposits
$301.73M
Latest filing
Net Interest Margin
2.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank of Kankakee County
315 Main St Nw
Bourbonnais, IL 60914
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/20/1962FDIC Certificate 12454
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank of Kankakee County (Main) | 315 Main St Nw | Bourbonnais, IL |
| KANKAKEE BRANCH | 333 E Court St | Kankakee, IL |
| PEOPLES BANK OF KANKAKEE COUNTY BRANCH | 198 Southcreek Dr | Manteno, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/20/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60914 |
| State and County Number | 17091 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Kankakee, IL |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/29/1962 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbankdirect.com |
| Data Updated | 11/14/2025 |
| CERT | 18566 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $357.16M |
| Total Deposits | $301.73M |
| Total Liabilities | $335.98M |
| Total Equity Capital | $21.18M |
| Net Income | $-1,231,000 |
| Net Loans and Leases | $161.11M |
| Assets Per Employee ($Millions) | $6.49M |
| Bank Premises and Fixed Assets | $3.16M |
| Cash and Balances due from Depository Institutions | $72.92M |
| Deposits Held in Domestic Offices | $301.73M |
Key Performance Ratios
| Return on Assets (ROA) | -1.4% |
| Return on Equity (ROE) | -24.68% |
| Net Interest Margin | 2.94% |
| Efficiency Ratio | 77.26% |
| Tier 1 Risk-Based Capital Ratio | 13.865% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.931% |
| Earning Assets to total Assets | 85.2% |
Income and Expense
| Total Interest Income | $3.57M |
| Total Noninterest Income | $894.00k |
| Total Interest Expense | $1.37M |
| Total Noninterest Expense | $2.39M |
| Net Interest Income | $2.20M |
| Pre-tax Net Operating Income | $669.00k |
| Provision for Credit Losses | $34.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $23.30M |
| All Other Liabilities | $747.00k |
| Total Liabilities and Capital | $357.16M |
Securities
| Securities | $109.89M |
| Available-for-sale debt securities | $109.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank of Kankakee County?
$357.16M as of the latest filing.
How much are Peoples Bank of Kankakee County's total deposits?
$301.73M in total deposits.
Where is Peoples Bank of Kankakee County located?
Bourbonnais, IL.
What is the Net Interest Margin?
2.94%.
How many domestic offices does it operate?
3.
When was it established?
06/20/1962.
What is the Return on Assets (ROA)?
-1.4%.
How much are total loans and leases?
$161.11M (latest filing).
What is the total interest income (latest filing)?
$3.57M.