First Secure Bank and Trust Co.
Palos Hills, IL
IDRSSD: 25647
Total Assets
$392.14M
Latest filing
Total Deposits
$307.55M
Latest filing
Net Interest Margin
3.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071924681PALOS HILLS, IL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First Secure Bank and Trust Co.
10360 S Roberts Rd
Palos Hills, IL 60465
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/21/1977FDIC Certificate 15718
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Secure Bank and Trust Co. (Main) | 10360 S Roberts Rd | Palos Hills, IL |
| PALOS PARK BRANCH | 11901 Southwest Hwy | Palos Park, IL |
| OAK FOREST BRANCH | 15901 Central Ave | Oak Forest, IL |
| MOKENA BRANCH | 19648 S La Grange Rd | Mokena, IL |
| ORLAND PARK BRANCH | 11901 W 143rd St | Orland Park, IL |
| TINLEY PARK BRANCH | 18299 Harlem Ave | Tinley Park, IL |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of O'Fallon
O'Fallon, Illinois
→
Assets: $377.71MΔ +0.5%
Community State Bank
Galva, Illinois
→
Assets: $378.83MΔ +0.8%
Byron Bank
Byron, Illinois
→
Assets: $371.43MΔ -1.2%
Union National Bank and Trust Company of Elgin
Elgin, Illinois
→
Assets: $381.61MΔ +1.5%
First National Bank of Pana
Pana, Illinois
→
Assets: $382.35MΔ +1.7%
The Fisher National Bank
Fisher, Illinois
→
Assets: $365.37MΔ -2.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/21/1977 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60465 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/21/1977 |
| Primary Insurance Agency | DIF |
| Website | WWW.FIRSTSECUREBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 22536 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $392.14M |
| Total Deposits | $307.55M |
| Total Liabilities | $352.43M |
| Total Equity Capital | $39.72M |
| Net Income | $567.00k |
| Net Loans and Leases | $284.29M |
| Assets Per Employee ($Millions) | $10.89M |
| Bank Premises and Fixed Assets | $6.75M |
| Cash and Balances due from Depository Institutions | $74.94M |
| Deposits Held in Domestic Offices | $307.55M |
Key Performance Ratios
| Return on Assets (ROA) | 0.59% |
| Return on Equity (ROE) | 5.76% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 74.48% |
| Tier 1 Risk-Based Capital Ratio | 14.013% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.128% |
| Earning Assets to total Assets | 95.95% |
Income and Expense
| Total Interest Income | $5.30M |
| Total Noninterest Income | $99.00k |
| Total Interest Expense | $2.18M |
| Total Noninterest Expense | $2.40M |
| Net Interest Income | $3.12M |
| Pre-tax Net Operating Income | $792.00k |
| Provision for Credit Losses | $29.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $42.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.88M |
| Total Liabilities and Capital | $392.14M |
Securities
| Securities | $20.79M |
| Available-for-sale debt securities | $20.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Secure Bank and Trust Co.?
$392.14M as of the latest filing.
How much are First Secure Bank and Trust Co.'s total deposits?
$307.55M in total deposits.
Where is First Secure Bank and Trust Co. located?
Palos Hills, IL.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
6.
When was it established?
10/21/1977.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$284.29M (latest filing).
What is the total interest income (latest filing)?
$5.30M.