Peoples Bank & Trust
Pana, IL
IDRSSD: 922344
Total Assets
$618.05M
Latest filing
Total Deposits
$501.07M
Latest filing
Net Interest Margin
4.83%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071122535PANA, IL
Key People
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Locations
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Main Office
Peoples Bank & Trust
200 S Locust St
Pana, IL 62557
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1954FDIC Certificate 11332
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Peoples Bank & Trust (Main) | 200 S Locust St | Pana, IL |
| MORRISONVILLE BRANCH | 409 Carlin St | Morrisonville, IL |
| ARCOLA BANK BRANCH | 127 S Oak St | Arcola, IL |
| TOWER HILL BRANCH | 209 W State Highway 16 | Tower Hill, IL |
| SOUTH POPLAR STREET BRANCH | 211 S Poplar St | Pana, IL |
| 102 SOUTH MAIN ST BR | 102 S Main St | White Hall, IL |
| ALTAMONT BRANCH | 511 S Main St | Altamont, IL |
| ARTHUR FIRST BANK BRANCH | 201 S Vine St | Arthur, IL |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1954 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62557 |
| State and County Number | 17021 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Taylorville, IL |
Operational Info
| Number of Employees | 78 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/17/2024 |
| Date of Deposit Insurance | 05/01/1954 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankpbt.com |
| Data Updated | 01/30/2026 |
| CERT | 17320 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $618.05M |
| Total Deposits | $501.07M |
| Total Liabilities | $561.52M |
| Total Equity Capital | $56.53M |
| Net Income | $1.54M |
| Net Loans and Leases | $415.78M |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $9.39M |
| Cash and Balances due from Depository Institutions | $7.95M |
| Deposits Held in Domestic Offices | $501.07M |
Key Performance Ratios
| Return on Assets (ROA) | 0.99% |
| Return on Equity (ROE) | 10.87% |
| Net Interest Margin | 4.83% |
| Efficiency Ratio | 55.24% |
| Tier 1 Risk-Based Capital Ratio | 13.482% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.147% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $8.85M |
| Total Noninterest Income | $878.00k |
| Total Interest Expense | $1.89M |
| Total Noninterest Expense | $4.44M |
| Net Interest Income | $6.96M |
| Pre-tax Net Operating Income | $3.49M |
| Provision for Credit Losses | $-100,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $29.66M |
| All Other Liabilities | $5.79M |
| Total Liabilities and Capital | $618.05M |
Securities
| Securities | $155.85M |
| Available-for-sale debt securities | $155.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank & Trust?
$618.05M as of the latest filing.
How much are Peoples Bank & Trust's total deposits?
$501.07M in total deposits.
Where is Peoples Bank & Trust located?
Pana, IL.
What is the Net Interest Margin?
4.83%.
How many domestic offices does it operate?
14.
When was it established?
05/01/1954.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$415.78M (latest filing).
What is the total interest income (latest filing)?
$8.85M.