Bank of O'Fallon

O'Fallon, IL
IDRSSD: 410748
Total Assets
$377.71M
Latest filing
Total Deposits
$326.05M
Latest filing
Net Interest Margin
3.24%
Profitability

Locations

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Main Office
Bank of O'Fallon
901 S Lincoln Ave
O'Fallon, IL 62269
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/28/1960FDIC Certificate 12091

Branches (1)

Page 1 of 1
NameAddressCity / State
Bank of O'Fallon (Main)901 S Lincoln AveO'Fallon, IL
DRIVE-IN FACILITY BRANCH901 S Lincoln AveO'Fallon, IL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/28/1960
Community BankYes
Ownership TypeNot Mutual
ZIP62269
State and County Number17163
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameSt. Louis, MO-IL

Operational Info

Number of Employees32
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/28/1960
Primary Insurance AgencyDIF
Websitehttp://www.bankofallon.com
Data Updated11/14/2025
CERT18171
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$377.71M
Total Deposits$326.05M
Total Liabilities$327.50M
Total Equity Capital$50.22M
Net Income$1.46M
Net Loans and Leases$266.70M
Assets Per Employee ($Millions)$11.45M
Bank Premises and Fixed Assets$2.12M
Cash and Balances due from Depository Institutions$79.38M
Deposits Held in Domestic Offices$326.05M

Key Performance Ratios

Return on Assets (ROA)1.55%
Return on Equity (ROE)11.61%
Net Interest Margin3.24%
Efficiency Ratio48.01%
Tier 1 Risk-Based Capital Ratio22.646%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.294%
Earning Assets to total Assets97.11%

Income and Expense

Total Interest Income$4.94M
Total Noninterest Income$99.00k
Total Interest Expense$2.00M
Total Noninterest Expense$1.46M
Net Interest Income$2.94M
Pre-tax Net Operating Income$1.46M
Provision for Credit Losses$125.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$804.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$3.33M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.45M
Total Liabilities and Capital$377.71M

Securities

Securities$19.61M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$19.60M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of O'Fallon?
$377.71M as of the latest filing.
How much are Bank of O'Fallon's total deposits?
$326.05M in total deposits.
Where is Bank of O'Fallon located?
O'Fallon, IL.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
2.
When was it established?
03/28/1960.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$266.70M (latest filing).
What is the total interest income (latest filing)?
$4.94M.