Grundy Bank
Morris, IL
IDRSSD: 715144
Total Assets
$412.51M
Latest filing
Total Deposits
$360.62M
Latest filing
Net Interest Margin
4.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Grundy Bank
201 Liberty St
Morris, IL 60450
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/16/1864FDIC Certificate 2379
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Grundy Bank (Main) | 201 Liberty St | Morris, IL |
| PLAZA I FACILITY | Main And Franklin Streets | Morris, IL |
| 120 MAIN ST BRANCH | 120 S Main St | Wilmington, IL |
| BEDFORD BRANCH | 444 Bedford Rd | Morris, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/16/1864 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60450 |
| State and County Number | 17063 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.grundy.bank |
| Data Updated | 11/14/2025 |
| CERT | 3713 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $412.51M |
| Total Deposits | $360.62M |
| Total Liabilities | $363.12M |
| Total Equity Capital | $49.40M |
| Net Income | $2.95M |
| Net Loans and Leases | $266.29M |
| Assets Per Employee ($Millions) | $7.93M |
| Bank Premises and Fixed Assets | $2.33M |
| Cash and Balances due from Depository Institutions | $87.38M |
| Deposits Held in Domestic Offices | $360.62M |
Key Performance Ratios
| Return on Assets (ROA) | 2.67% |
| Return on Equity (ROE) | 24.13% |
| Net Interest Margin | 4.36% |
| Efficiency Ratio | 43.27% |
| Tier 1 Risk-Based Capital Ratio | 19.105% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.974% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $5.64M |
| Total Noninterest Income | $903.00k |
| Total Interest Expense | $1.01M |
| Total Noninterest Expense | $2.39M |
| Net Interest Income | $4.63M |
| Pre-tax Net Operating Income | $3.00M |
| Provision for Credit Losses | $136.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.50M |
| Total Liabilities and Capital | $412.51M |
Securities
| Securities | $45.10M |
| Available-for-sale debt securities | $45.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grundy Bank?
$412.51M as of the latest filing.
How much are Grundy Bank's total deposits?
$360.62M in total deposits.
Where is Grundy Bank located?
Morris, IL.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
4.
When was it established?
09/16/1864.
What is the Return on Assets (ROA)?
2.67%.
How much are total loans and leases?
$266.29M (latest filing).
What is the total interest income (latest filing)?
$5.64M.