First Trust Bank of Illinois
Kankakee, IL
IDRSSD: 2718596
Total Assets
$389.50M
Latest filing
Total Deposits
$300.48M
Latest filing
Net Interest Margin
2.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Trust Bank of Illinois
275 E Court St
Kankakee, IL 60901
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/30/1998FDIC Certificate 61551
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Trust Bank of Illinois (Main) | 275 E Court St | Kankakee, IL |
| AROMA PARK BRANCH | 3308 S Waldron Rd | Aroma Park, IL |
| BOURBONNAIS BRANCH | 1090 Main St Nw | Bourbonnais, IL |
| WEST COURT STREET BRANCH | 1500 W Court St | Kankakee, IL |
| CONVENT ROAD BOURBONNAIS BRANCH | 720 N Convent St | Bourbonnais, IL |
| FARMERS STATE BANK OF DANFORTH BRANCH | 200 N Front Rd | Danforth, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/30/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60901 |
| State and County Number | 17091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Kankakee, IL |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/30/1998 |
| Primary Insurance Agency | DIF |
| Website | www.firsttrustbankil.com |
| Data Updated | 11/14/2025 |
| CERT | 34778 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $389.50M |
| Total Deposits | $300.48M |
| Total Liabilities | $355.99M |
| Total Equity Capital | $33.51M |
| Net Income | $863.00k |
| Net Loans and Leases | $148.20M |
| Assets Per Employee ($Millions) | $10.53M |
| Bank Premises and Fixed Assets | $4.03M |
| Cash and Balances due from Depository Institutions | $30.70M |
| Deposits Held in Domestic Offices | $300.48M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 10.88% |
| Net Interest Margin | 2.66% |
| Efficiency Ratio | 58.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.603% |
| Earning Assets to total Assets | 94.22% |
Income and Expense
| Total Interest Income | $3.82M |
| Total Noninterest Income | $246.00k |
| Total Interest Expense | $1.42M |
| Total Noninterest Expense | $1.53M |
| Net Interest Income | $2.40M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.76M |
| Federal Funds Purchased and Repurchased Agreement | $53.98M |
| All Other Liabilities | $1.53M |
| Total Liabilities and Capital | $389.50M |
Securities
| Securities | $182.45M |
| Available-for-sale debt securities | $182.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Trust Bank of Illinois?
$389.50M as of the latest filing.
How much are First Trust Bank of Illinois's total deposits?
$300.48M in total deposits.
Where is First Trust Bank of Illinois located?
Kankakee, IL.
What is the Net Interest Margin?
2.66%.
How many domestic offices does it operate?
6.
When was it established?
07/30/1998.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$148.20M (latest filing).
What is the total interest income (latest filing)?
$3.82M.