Countryside Bank

Unadilla, NE
IDRSSD: 474357
Total Assets
$115.09M
Latest filing
Total Deposits
$93.78M
Latest filing
Net Interest Margin
3.48%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/01/1892
Community BankYes
Ownership TypeNot Mutual
ZIP68454
State and County Number31131
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees16
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.countrysidebank.com
Data Updated11/14/2025
CERT1438
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$115.09M
Total Deposits$93.78M
Total Liabilities$97.65M
Total Equity Capital$17.44M
Net Income$284.00k
Net Loans and Leases$69.56M
Assets Per Employee ($Millions)$7.19M
Bank Premises and Fixed Assets$251.00k
Cash and Balances due from Depository Institutions$13.58M
Deposits Held in Domestic Offices$93.78M

Key Performance Ratios

Return on Assets (ROA)0.98%
Return on Equity (ROE)6.61%
Net Interest Margin3.48%
Efficiency Ratio67.29%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.154%
Earning Assets to total Assets93.98%

Income and Expense

Total Interest Income$1.38M
Total Noninterest Income$115.00k
Total Interest Expense$431.00k
Total Noninterest Expense$716.00k
Net Interest Income$949.00k
Pre-tax Net Operating Income$309.00k
Provision for Credit Losses$39.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$2.86M
Federal Funds Sold & Reverse Repurchase Agreement$350.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.01M
Total Liabilities and Capital$115.09M

Securities

Securities$25.84M
Available-for-sale debt securities$25.84M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Countryside Bank?
$115.09M as of the latest filing.
How much are Countryside Bank's total deposits?
$93.78M in total deposits.
Where is Countryside Bank located?
Unadilla, NE.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
3.
When was it established?
05/01/1892.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$69.56M (latest filing).
What is the total interest income (latest filing)?
$1.38M.