United Pacific Bank
City Of Industry, CA
IDRSSD: 609467
Total Assets
$186.02M
Latest filing
Total Deposits
$151.76M
Latest filing
Net Interest Margin
3.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Pacific Bank
1630 S Azusa Ave
City Of Industry, CA 91748
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/11/1982FDIC Certificate 16641
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Pacific Bank (Main) | 1630 S Azusa Ave | City Of Industry, CA |
| SAN GABRIEL VALLEY REGIONAL OFFICE | 101 W Garvey Ave | Montery Park, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/11/1982 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 91748 |
| State and County Number | 06037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 05/11/1982 |
| Primary Insurance Agency | DIF |
| Website | www.upbnet.com |
| Data Updated | 01/30/2026 |
| CERT | 23805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.02M |
| Total Deposits | $151.76M |
| Total Liabilities | $154.05M |
| Total Equity Capital | $31.97M |
| Net Income | $127.00k |
| Net Loans and Leases | $135.11M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $1.38M |
| Cash and Balances due from Depository Institutions | $34.50M |
| Deposits Held in Domestic Offices | $151.76M |
Key Performance Ratios
| Return on Assets (ROA) | 0.27% |
| Return on Equity (ROE) | 1.59% |
| Net Interest Margin | 3.93% |
| Efficiency Ratio | 105.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.6% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.186% |
| Earning Assets to total Assets | 96.79% |
Income and Expense
| Total Interest Income | $3.11M |
| Total Noninterest Income | $53.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $1.92M |
| Net Interest Income | $1.77M |
| Pre-tax Net Operating Income | $182.00k |
| Provision for Credit Losses | $-281,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.29M |
| Total Liabilities and Capital | $186.02M |
Securities
| Securities | $12.11M |
| Available-for-sale debt securities | $10.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.34M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Pacific Bank?
$186.02M as of the latest filing.
How much are United Pacific Bank's total deposits?
$151.76M in total deposits.
Where is United Pacific Bank located?
City Of Industry, CA.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
2.
When was it established?
05/11/1982.
What is the Return on Assets (ROA)?
0.27%.
How much are total loans and leases?
$135.11M (latest filing).
What is the total interest income (latest filing)?
$3.11M.