Visbanking Logo

American State Bank & Trust Company of Williston

Williston, ND
IDRSSD: 244251
Total Assets
$631.90M
Latest filing
Total Deposits
$557.16M
Latest filing
Net Interest Margin
3.22%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

First State Bank & Trust
Williston, North Dakota
→
Assets: $534.95MΔ -16.0%
BankNorth
Arthur, North Dakota
→
Assets: $650.77MΔ +2.1%
United Valley Bank
Cavalier, North Dakota
→
Assets: $687.38MΔ +7.9%
Unison Bank
Jamestown, North Dakota
→
Assets: $581.13MΔ -8.8%
First United Bank
Park River, North Dakota
→
Assets: $712.55MΔ +11.8%
KodaBank
Drayton, North Dakota
→
Assets: $517.08MΔ -18.9%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/01/1936
Community BankYes
Ownership TypeNot Mutual
ZIP58801
State and County Number38105
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWilliston, ND

Operational Info

Number of Employees78
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance12/18/1936
Primary Insurance AgencyDIF
Websitewww.asbt.com
Data Updated11/14/2025
CERT15444
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$631.90M
Total Deposits$557.16M
Total Liabilities$577.21M
Total Equity Capital$54.69M
Net Income$4.09M
Net Loans and Leases$294.25M
Assets Per Employee ($Millions)$8.21M
Bank Premises and Fixed Assets$6.01M
Cash and Balances due from Depository Institutions$6.83M
Deposits Held in Domestic Offices$557.16M

Key Performance Ratios

Return on Assets (ROA)2.58%
Return on Equity (ROE)32.04%
Net Interest Margin3.22%
Efficiency Ratio44.31%
Tier 1 Risk-Based Capital Ratio20.661%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.655%
Earning Assets to total Assets95.69%

Income and Expense

Total Interest Income$6.89M
Total Noninterest Income$2.47M
Total Interest Expense$2.01M
Total Noninterest Expense$3.25M
Net Interest Income$4.88M
Pre-tax Net Operating Income$4.09M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.80M
Other borrowed funds$14.30M
Federal Funds Sold & Reverse Repurchase Agreement$20.45M
Federal Funds Purchased and Repurchased Agreement$1.47M
All Other Liabilities$4.29M
Total Liabilities and Capital$631.90M

Securities

Securities$287.48M
Available-for-sale debt securities$287.48M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American State Bank & Trust Company of Williston?
$631.90M as of the latest filing.
How much are American State Bank & Trust Company of Williston's total deposits?
$557.16M in total deposits.
Where is American State Bank & Trust Company of Williston located?
Williston, ND.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
2.
When was it established?
12/01/1936.
What is the Return on Assets (ROA)?
2.58%.
How much are total loans and leases?
$294.25M (latest filing).
What is the total interest income (latest filing)?
$6.89M.