Unison Bank
Jamestown, ND
IDRSSD: 676151
Total Assets
$591.00M
Latest filing
Total Deposits
$485.10M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Unison Bank
401 1st Ave S
Jamestown, ND 58401
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/15/1965FDIC Certificate 13201
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Unison Bank (Main) | 401 1st Ave S | Jamestown, ND |
| LINTON BRANCH | 203 N Broadway St | Linton, ND |
| GILBERT BRANCH | 1835 E Pecos Rd | Gilbert, AZ |
| WISHEK BRANCH | 102 N Centennial St | Wishek, ND |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/15/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58401 |
| State and County Number | 38093 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jamestown, ND |
Operational Info
| Number of Employees | 85 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/15/1965 |
| Primary Insurance Agency | DIF |
| Website | www.unisonbank.com |
| Data Updated | 11/14/2025 |
| CERT | 19396 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $591.00M |
| Total Deposits | $485.10M |
| Total Liabilities | $546.48M |
| Total Equity Capital | $44.52M |
| Net Income | $1.73M |
| Net Loans and Leases | $426.68M |
| Assets Per Employee ($Millions) | $7.12M |
| Bank Premises and Fixed Assets | $7.91M |
| Cash and Balances due from Depository Institutions | $17.83M |
| Deposits Held in Domestic Offices | $485.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 16.31% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 60.56% |
| Tier 1 Risk-Based Capital Ratio | 9.85% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.533% |
| Earning Assets to total Assets | 92.45% |
Income and Expense
| Total Interest Income | $8.29M |
| Total Noninterest Income | $607.00k |
| Total Interest Expense | $3.01M |
| Total Noninterest Expense | $3.63M |
| Net Interest Income | $5.28M |
| Pre-tax Net Operating Income | $2.25M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $51.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.50M |
| Federal Funds Purchased and Repurchased Agreement | $5.21M |
| All Other Liabilities | $5.18M |
| Total Liabilities and Capital | $591.00M |
Securities
| Securities | $107.23M |
| Available-for-sale debt securities | $107.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Unison Bank?
$591.00M as of the latest filing.
How much are Unison Bank's total deposits?
$485.10M in total deposits.
Where is Unison Bank located?
Jamestown, ND.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
4.
When was it established?
03/15/1965.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$426.68M (latest filing).
What is the total interest income (latest filing)?
$8.29M.