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Dakota Community Bank & Trust, National Association

Hebron, ND
IDRSSD: 815156
Total Assets
$1.33B
Latest filing
Total Deposits
$1.19B
Latest filing
Net Interest Margin
3.37%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1940
Community BankYes
Ownership TypeNot Mutual
ZIP58638
State and County Number38059
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameBismarck, ND

Operational Info

Number of Employees174
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance03/11/1940
Primary Insurance AgencyDIF
Websitewww.dakotacommunitybank.com
Data Updated11/14/2025
CERT15728
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.33B
Total Deposits$1.19B
Total Liabilities$1.22B
Total Equity Capital$103.02M
Net Income$5.88M
Net Loans and Leases$740.08M
Assets Per Employee ($Millions)$7.77M
Bank Premises and Fixed Assets$7.97M
Cash and Balances due from Depository Institutions$108.54M
Deposits Held in Domestic Offices$1.19B

Key Performance Ratios

Return on Assets (ROA)1.8%
Return on Equity (ROE)24.21%
Net Interest Margin3.37%
Efficiency Ratio52.64%
Tier 1 Risk-Based Capital Ratio13.645%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.758%
Earning Assets to total Assets96.25%

Income and Expense

Total Interest Income$16.36M
Total Noninterest Income$1.88M
Total Interest Expense$5.76M
Total Noninterest Expense$6.57M
Net Interest Income$10.60M
Pre-tax Net Operating Income$5.88M
Provision for Credit Losses$39.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$8.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$14.31M
All Other Liabilities$12.40M
Total Liabilities and Capital$1.33B

Securities

Securities$437.10M
Available-for-sale debt securities$437.10M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Dakota Community Bank & Trust, National Association?
$1.33B as of the latest filing.
How much are Dakota Community Bank & Trust, National Association's total deposits?
$1.19B in total deposits.
Where is Dakota Community Bank & Trust, National Association located?
Hebron, ND.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1940.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$740.08M (latest filing).
What is the total interest income (latest filing)?
$16.36M.