Dakota Community Bank & Trust, National Association
Hebron, ND
IDRSSD: 815156
Total Assets
$1.39B
Latest filing
Total Deposits
$1.25B
Latest filing
Net Interest Margin
3.34%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Dakota Community Bank & Trust, National Association
609 Main St
Hebron, ND 58638
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/01/1940FDIC Certificate 9987
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Dakota Community Bank & Trust, National Association (Main) | 609 Main St | Hebron, ND |
| NEW LEIPZIG BRANCH | 111 Main Ave | New Leipzig, ND |
| TAYLOR BRANCH | 123 Main Street | Taylor, ND |
| MANDAN BRANCH | 4321 Memorial Hwy | Mandan, ND |
| BISMARCK BRANCH | 1727 State St | Bismarck, ND |
| LINCOLN BRANCH | 66 Santee Rd | Lincoln, ND |
| GLEN ULLIN BRANCH | 108 S Main St | Glen Ullin, ND |
| DICKINSON BRANCH | 14 3rd Ave W | Dickinson, ND |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1940 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58638 |
| State and County Number | 38059 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Bismarck, ND |
Operational Info
| Number of Employees | 169 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/11/1940 |
| Primary Insurance Agency | DIF |
| Website | www.dakotacommunitybank.com |
| Data Updated | 04/10/2026 |
| CERT | 15728 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.39B |
| Total Deposits | $1.25B |
| Total Liabilities | $1.28B |
| Total Equity Capital | $110.59M |
| Net Income | $6.14M |
| Net Loans and Leases | $785.76M |
| Assets Per Employee ($Millions) | $8.16M |
| Bank Premises and Fixed Assets | $11.71M |
| Cash and Balances due from Depository Institutions | $105.57M |
| Deposits Held in Domestic Offices | $1.25B |
Key Performance Ratios
| Return on Assets (ROA) | 1.76% |
| Return on Equity (ROE) | 22.29% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 52.05% |
| Tier 1 Risk-Based Capital Ratio | 13.826% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.969% |
| Earning Assets to total Assets | 96.32% |
Income and Expense
| Total Interest Income | $16.48M |
| Total Noninterest Income | $1.77M |
| Total Interest Expense | $5.31M |
| Total Noninterest Expense | $6.73M |
| Net Interest Income | $11.17M |
| Pre-tax Net Operating Income | $6.17M |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $10.36M |
| All Other Liabilities | $10.95M |
| Total Liabilities and Capital | $1.39B |
Securities
| Securities | $453.22M |
| Available-for-sale debt securities | $453.22M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dakota Community Bank & Trust, National Association?
$1.39B as of the latest filing.
How much are Dakota Community Bank & Trust, National Association's total deposits?
$1.25B in total deposits.
Where is Dakota Community Bank & Trust, National Association located?
Hebron, ND.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1940.
What is the Return on Assets (ROA)?
1.76%.
How much are total loans and leases?
$785.76M (latest filing).
What is the total interest income (latest filing)?
$16.48M.