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Border Bank

Greenbush, MN
IDRSSD: 977951
Total Assets
$1.04B
Latest filing
Total Deposits
$894.43M
Latest filing
Net Interest Margin
3.79%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/09/1935
Community BankYes
Ownership TypeNot Mutual
ZIP56726
State and County Number27135
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees149
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/07/2020
Date of Deposit Insurance09/09/1939
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT15684
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.04B
Total Deposits$894.43M
Total Liabilities$947.83M
Total Equity Capital$89.44M
Net Income$2.45M
Net Loans and Leases$868.06M
Assets Per Employee ($Millions)$7.06M
Bank Premises and Fixed Assets$9.90M
Cash and Balances due from Depository Institutions$11.95M
Deposits Held in Domestic Offices$894.43M

Key Performance Ratios

Return on Assets (ROA)0.96%
Return on Equity (ROE)11.19%
Net Interest Margin3.79%
Efficiency Ratio70.71%
Tier 1 Risk-Based Capital Ratio9.93%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.622%
Earning Assets to total Assets93.91%

Income and Expense

Total Interest Income$14.41M
Total Noninterest Income$1.81M
Total Interest Expense$5.31M
Total Noninterest Expense$7.78M
Net Interest Income$9.11M
Pre-tax Net Operating Income$2.46M
Provision for Credit Losses$680.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$980.00k
Other borrowed funds$39.46M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.36M
All Other Liabilities$12.58M
Total Liabilities and Capital$1.04B

Securities

Securities$105.20M
Available-for-sale debt securities$105.00M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Border Bank?
$1.04B as of the latest filing.
How much are Border Bank's total deposits?
$894.43M in total deposits.
Where is Border Bank located?
Greenbush, MN.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
9.
When was it established?
08/09/1935.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$868.06M (latest filing).
What is the total interest income (latest filing)?
$14.41M.