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Lakeside State Bank

New Town, ND
IDRSSD: 879457
Total Assets
$1.75B
Latest filing
Total Deposits
$1.56B
Latest filing
Net Interest Margin
4.13%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1952
Community BankYes
Ownership TypeNot Mutual
ZIP58763
State and County Number38061
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees215
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/14/2015
Date of Deposit Insurance01/02/1953
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT17165
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.75B
Total Deposits$1.56B
Total Liabilities$1.62B
Total Equity Capital$133.04M
Net Income$5.84M
Net Loans and Leases$1.26B
Assets Per Employee ($Millions)$8.18M
Bank Premises and Fixed Assets$42.56M
Cash and Balances due from Depository Institutions$43.66M
Deposits Held in Domestic Offices$1.56B

Key Performance Ratios

Return on Assets (ROA)1.33%
Return on Equity (ROE)18.14%
Net Interest Margin4.13%
Efficiency Ratio53%
Tier 1 Risk-Based Capital Ratio10.854%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.598%
Earning Assets to total Assets93%

Income and Expense

Total Interest Income$25.03M
Total Noninterest Income$1.46M
Total Interest Expense$8.21M
Total Noninterest Expense$9.69M
Net Interest Income$16.82M
Pre-tax Net Operating Income$7.99M
Provision for Credit Losses$600.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$40.00M
Federal Funds Sold & Reverse Repurchase Agreement$35.56M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$15.85M
Total Liabilities and Capital$1.75B

Securities

Securities$309.41M
Available-for-sale debt securities$309.41M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lakeside State Bank?
$1.75B as of the latest filing.
How much are Lakeside State Bank's total deposits?
$1.56B in total deposits.
Where is Lakeside State Bank located?
New Town, ND.
What is the Net Interest Margin?
4.13%.
How many domestic offices does it operate?
5.
When was it established?
07/01/1952.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$1.26B (latest filing).
What is the total interest income (latest filing)?
$25.03M.