Bank Forward
Fargo, ND
IDRSSD: 812557
Total Assets
$1.14B
Latest filing
Total Deposits
$925.56M
Latest filing
Net Interest Margin
3.67%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091310864NEW ROCKFORD, ND
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank Forward
5650 37th Ave S
Fargo, ND 58104
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/05/1927FDIC Certificate 5708
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank Forward (Main) | 5650 37th Ave S | Fargo, ND |
| CARRINGTON BANKING HOUSE BRANCH | 484 Main St | Carrington, ND |
| WIMBLEDON PAYING AND REVCEIVING BRAN | 122 3rd Ave | Wimbledon, ND |
| JAMESTOWN BRANCH | 400 2nd Ave Sw | Jamestown, ND |
| VALLEY CITY BRANCH | 430 W Main St | Valley City, ND |
| BOWDON PAYING AND RECEIVING BRANCH | 65 Main Street | Bowdon, ND |
| BEMIDJI BRANCH | 700 Paul Bunyan Dr Nw | Bemidji, MN |
| WALKER BRANCH | 106 6th St S | Walker, MN |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/05/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58104 |
| State and County Number | 38017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fargo, ND-MN |
Operational Info
| Number of Employees | 229 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKFORWARD.COM |
| Data Updated | 01/30/2026 |
| CERT | 8941 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $925.56M |
| Total Liabilities | $1.01B |
| Total Equity Capital | $121.85M |
| Net Income | $3.88M |
| Net Loans and Leases | $863.50M |
| Assets Per Employee ($Millions) | $4.96M |
| Bank Premises and Fixed Assets | $36.19M |
| Cash and Balances due from Depository Institutions | $158.50M |
| Deposits Held in Domestic Offices | $925.56M |
Key Performance Ratios
| Return on Assets (ROA) | 1.42% |
| Return on Equity (ROE) | 12.98% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 73.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.732% |
| Earning Assets to total Assets | 92.28% |
Income and Expense
| Total Interest Income | $14.44M |
| Total Noninterest Income | $6.21M |
| Total Interest Expense | $5.16M |
| Total Noninterest Expense | $11.47M |
| Net Interest Income | $9.29M |
| Pre-tax Net Operating Income | $3.91M |
| Provision for Credit Losses | $123.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.02M |
| Other borrowed funds | $78.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.94M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $46.05M |
| Available-for-sale debt securities | $45.87M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank Forward?
$1.14B as of the latest filing.
How much are Bank Forward's total deposits?
$925.56M in total deposits.
Where is Bank Forward located?
Fargo, ND.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
12.
When was it established?
09/05/1927.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$863.50M (latest filing).
What is the total interest income (latest filing)?
$14.44M.