Dakota Community Bank & Trust, National Association
Hebron, ND
IDRSSD: 815156
Total Assets
$1.40B
Latest filing
Total Deposits
$1.26B
Latest filing
Net Interest Margin
3.41%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Dakota Community Bank & Trust, National Association
609 Main St
Hebron, ND 58638
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1940FDIC Certificate 9987
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Dakota Community Bank & Trust, National Association (Main) | 609 Main St | Hebron, ND |
| NEW LEIPZIG BRANCH | 111 Main Ave | New Leipzig, ND |
| TAYLOR BRANCH | 123 Main Street | Taylor, ND |
| MANDAN BRANCH | 4321 Memorial Hwy | Mandan, ND |
| BISMARCK BRANCH | 1727 State St | Bismarck, ND |
| LINCOLN BRANCH | 66 Santee Rd | Lincoln, ND |
| GLEN ULLIN BRANCH | 108 S Main St | Glen Ullin, ND |
| DICKINSON BRANCH | 14 3rd Ave W | Dickinson, ND |
Showing 7 of 12
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank Forward
Fargo, North Dakota
→
Assets: $1.05BΔ -20.8%
Border Bank
Fargo, North Dakota
→
Assets: $1.04BΔ -21.9%
Cornerstone Bank
Fargo, North Dakota
→
Assets: $1.75BΔ +31.9%
American Federal Bank
Fargo, North Dakota
→
Assets: $770.46MΔ -42.0%
First United Bank
Park River, North Dakota
→
Assets: $718.99MΔ -45.9%
United Valley Bank
Cavalier, North Dakota
→
Assets: $700.40MΔ -47.3%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1940 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58638 |
| State and County Number | 38059 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Bismarck, ND |
Operational Info
| Number of Employees | 171 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 03/11/1940 |
| Primary Insurance Agency | DIF |
| Website | www.dakotacommunitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 15728 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.40B |
| Total Deposits | $1.26B |
| Total Liabilities | $1.29B |
| Total Equity Capital | $109.72M |
| Net Income | $6.77M |
| Net Loans and Leases | $761.84M |
| Assets Per Employee ($Millions) | $8.26M |
| Bank Premises and Fixed Assets | $11.41M |
| Cash and Balances due from Depository Institutions | $118.18M |
| Deposits Held in Domestic Offices | $1.26B |
Key Performance Ratios
| Return on Assets (ROA) | 1.99% |
| Return on Equity (ROE) | 25.44% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 52.07% |
| Tier 1 Risk-Based Capital Ratio | 13.47% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.856% |
| Earning Assets to total Assets | 95.95% |
Income and Expense
| Total Interest Income | $16.84M |
| Total Noninterest Income | $3.13M |
| Total Interest Expense | $5.69M |
| Total Noninterest Expense | $7.43M |
| Net Interest Income | $11.15M |
| Pre-tax Net Operating Income | $6.77M |
| Provision for Credit Losses | $77.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $12.61M |
| All Other Liabilities | $10.02M |
| Total Liabilities and Capital | $1.40B |
Securities
| Securities | $471.37M |
| Available-for-sale debt securities | $471.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dakota Community Bank & Trust, National Association?
$1.40B as of the latest filing.
How much are Dakota Community Bank & Trust, National Association's total deposits?
$1.26B in total deposits.
Where is Dakota Community Bank & Trust, National Association located?
Hebron, ND.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1940.
What is the Return on Assets (ROA)?
1.99%.
How much are total loans and leases?
$761.84M (latest filing).
What is the total interest income (latest filing)?
$16.84M.