Lakeside Bank
Rockwall, TX
IDRSSD: 32766
Total Assets
$394.78M
Latest filing
Total Deposits
$320.48M
Latest filing
Net Interest Margin
3.69%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lakeside Bank
2805 Ridge Rd
Rockwall, TX 75032
Full Service - Brick and Mortar
Updated 04/10/2026Established 07/12/1974FDIC Certificate 15014
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lakeside Bank (Main) | 2805 Ridge Rd | Rockwall, TX |
| DALLAS-BERKSHIRE BRANCH | 5950 Berkshire Ln | Dallas, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/12/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75032 |
| State and County Number | 48397 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/21/2025 |
| Date of Deposit Insurance | 07/12/1974 |
| Primary Insurance Agency | DIF |
| Website | http://www.LBTEXAS.com |
| Data Updated | 04/10/2026 |
| CERT | 21693 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $394.78M |
| Total Deposits | $320.48M |
| Total Liabilities | $340.21M |
| Total Equity Capital | $54.58M |
| Net Income | $1.61M |
| Net Loans and Leases | $244.14M |
| Assets Per Employee ($Millions) | $17.94M |
| Bank Premises and Fixed Assets | $3.91M |
| Cash and Balances due from Depository Institutions | $142.55M |
| Deposits Held in Domestic Offices | $320.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.65% |
| Return on Equity (ROE) | 11.8% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 55.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.824% |
| Earning Assets to total Assets | 97.72% |
Income and Expense
| Total Interest Income | $5.79M |
| Total Noninterest Income | $98.00k |
| Total Interest Expense | $2.29M |
| Total Noninterest Expense | $2.05M |
| Net Interest Income | $3.51M |
| Pre-tax Net Operating Income | $1.61M |
| Provision for Credit Losses | $-48,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $318.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $731.00k |
| Total Liabilities and Capital | $394.78M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lakeside Bank?
$394.78M as of the latest filing.
How much are Lakeside Bank's total deposits?
$320.48M in total deposits.
Where is Lakeside Bank located?
Rockwall, TX.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
2.
When was it established?
07/12/1974.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$244.14M (latest filing).
What is the total interest income (latest filing)?
$5.79M.