Community First Bank

Butler, MO
IDRSSD: 756848
Total Assets
$266.83M
Latest filing
Total Deposits
$244.03M
Latest filing
Net Interest Margin
4.79%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

101205063BUTLER, MO

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Community First Bank
915 W Fort Scott St
Butler, MO 64730
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1932FDIC Certificate 6791

Branches (3)

Page 1 of 1
NameAddressCity / State
Community First Bank (Main)915 W Fort Scott StButler, MO
CFB WEST BRANCH1109 W Fort Scott StButler, MO
APPLETON CITY BRANCH214 W 4th StAppleton City, MO
LEAD BANK MAIN STREET BRANCH200 N 3rd StGarden City, MO
Showing 3 of 3

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1932
Community BankYes
Ownership TypeNot Mutual
ZIP64730
State and County Number29013
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKansas City, MO-KS

Operational Info

Number of Employees42
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.communityfirstbank.net
Data Updated01/30/2026
CERT10595
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$266.83M
Total Deposits$244.03M
Total Liabilities$245.24M
Total Equity Capital$21.59M
Net Income$1.75M
Net Loans and Leases$204.47M
Assets Per Employee ($Millions)$6.67M
Bank Premises and Fixed Assets$2.08M
Cash and Balances due from Depository Institutions$24.22M
Deposits Held in Domestic Offices$244.03M

Key Performance Ratios

Return on Assets (ROA)2.71%
Return on Equity (ROE)30.72%
Net Interest Margin4.79%
Efficiency Ratio44.62%
Tier 1 Risk-Based Capital Ratio10.891%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.091%
Earning Assets to total Assets95.57%

Income and Expense

Total Interest Income$3.98M
Total Noninterest Income$233.00k
Total Interest Expense$1.03M
Total Noninterest Expense$1.43M
Net Interest Income$2.94M
Pre-tax Net Operating Income$1.75M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$9.75M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.22M
Total Liabilities and Capital$266.83M

Securities

Securities$19.82M
Available-for-sale debt securities$19.82M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community First Bank?
$266.83M as of the latest filing.
How much are Community First Bank's total deposits?
$244.03M in total deposits.
Where is Community First Bank located?
Butler, MO.
What is the Net Interest Margin?
4.79%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1932.
What is the Return on Assets (ROA)?
2.71%.
How much are total loans and leases?
$204.47M (latest filing).
What is the total interest income (latest filing)?
$3.98M.