First State Bank of Purdy
Purdy, MO
IDRSSD: 400057
Total Assets
$239.16M
Latest filing
Total Deposits
$212.03M
Latest filing
Net Interest Margin
4.34%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Purdy
100 Kay Ave
Purdy, MO 65734
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/19/1944FDIC Certificate 10372
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank of Purdy (Main) | 100 Kay Ave | Purdy, MO |
| PIERCE CITY FACILITY | 100 N Elm St | Pierce City, MO |
| CASSVILLE BRANCH | 98 Main St | Cassville, MO |
| MONETT WAL-MART BRANCH | 885 E Highway 60 | Monett, MO |
| MONETT FACILITY | 106 E Cleveland Ave | Monett, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/19/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65734 |
| State and County Number | 29009 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2006 |
| Date of Deposit Insurance | 06/20/1944 |
| Primary Insurance Agency | DIF |
| Website | www.fsb-purdy.com |
| Data Updated | 01/30/2026 |
| CERT | 16162 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $239.16M |
| Total Deposits | $212.03M |
| Total Liabilities | $220.80M |
| Total Equity Capital | $18.36M |
| Net Income | $786.00k |
| Net Loans and Leases | $159.76M |
| Assets Per Employee ($Millions) | $4.98M |
| Bank Premises and Fixed Assets | $3.18M |
| Cash and Balances due from Depository Institutions | $35.24M |
| Deposits Held in Domestic Offices | $212.03M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 17.38% |
| Net Interest Margin | 4.34% |
| Efficiency Ratio | 64.38% |
| Tier 1 Risk-Based Capital Ratio | 12.027% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.676% |
| Earning Assets to total Assets | 92.52% |
Income and Expense
| Total Interest Income | $3.49M |
| Total Noninterest Income | $294.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $1.74M |
| Net Interest Income | $2.40M |
| Pre-tax Net Operating Income | $786.00k |
| Provision for Credit Losses | $175.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $337.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $7.46M |
| All Other Liabilities | $970.00k |
| Total Liabilities and Capital | $239.16M |
Securities
| Securities | $34.96M |
| Available-for-sale debt securities | $34.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Purdy?
$239.16M as of the latest filing.
How much are First State Bank of Purdy's total deposits?
$212.03M in total deposits.
Where is First State Bank of Purdy located?
Purdy, MO.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
5.
When was it established?
06/19/1944.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$159.76M (latest filing).
What is the total interest income (latest filing)?
$3.49M.