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First State Bank of Purdy

Purdy, MO
IDRSSD: 400057
Total Assets
$240.14M
Latest filing
Total Deposits
$213.68M
Latest filing
Net Interest Margin
4.09%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/19/1944
Community BankYes
Ownership TypeNot Mutual
ZIP65734
State and County Number29009
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees45
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/31/2006
Date of Deposit Insurance06/20/1944
Primary Insurance AgencyDIF
Websitewww.fsb-purdy.com
Data Updated11/14/2025
CERT16162
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$240.14M
Total Deposits$213.68M
Total Liabilities$222.32M
Total Equity Capital$17.81M
Net Income$685.00k
Net Loans and Leases$154.62M
Assets Per Employee ($Millions)$5.11M
Bank Premises and Fixed Assets$3.21M
Cash and Balances due from Depository Institutions$38.40M
Deposits Held in Domestic Offices$213.68M

Key Performance Ratios

Return on Assets (ROA)1.15%
Return on Equity (ROE)15.74%
Net Interest Margin4.09%
Efficiency Ratio69.66%
Tier 1 Risk-Based Capital Ratio12.25%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.418%
Earning Assets to total Assets92.57%

Income and Expense

Total Interest Income$3.37M
Total Noninterest Income$278.00k
Total Interest Expense$1.10M
Total Noninterest Expense$1.77M
Net Interest Income$2.26M
Pre-tax Net Operating Income$685.00k
Provision for Credit Losses$86.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$343.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$6.98M
All Other Liabilities$1.32M
Total Liabilities and Capital$240.14M

Securities

Securities$38.18M
Available-for-sale debt securities$38.18M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Purdy?
$240.14M as of the latest filing.
How much are First State Bank of Purdy's total deposits?
$213.68M in total deposits.
Where is First State Bank of Purdy located?
Purdy, MO.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
5.
When was it established?
06/19/1944.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$154.62M (latest filing).
What is the total interest income (latest filing)?
$3.37M.