Bank of Grandin

Grandin, MO
IDRSSD: 1351
Total Assets
$231.41M
Latest filing
Total Deposits
$197.09M
Latest filing
Net Interest Margin
3.75%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Bank of Grandin
403 W 5th St
Grandin, MO 63943
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/13/1913FDIC Certificate 6034

Branches (4)

Page 1 of 1
NameAddressCity / State
Bank of Grandin (Main)403 W 5th StGrandin, MO
ELLSINORE BRANCH14 N Herren AveEllsinore, MO
DONIPHAN FACILITY106 Highway 142 EastDoniphan, MO
VAN BUREN BRANCH1115 Main StVan Buren, MO
HARVIELL BRANCH10095 Highway 160Harviell, MO
Showing 4 of 4

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/13/1913
Community BankYes
Ownership TypeNot Mutual
ZIP63943
State and County Number29035
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees33
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofgrandin.net
Data Updated11/14/2025
CERT9392
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$231.41M
Total Deposits$197.09M
Total Liabilities$198.57M
Total Equity Capital$32.83M
Net Income$974.00k
Net Loans and Leases$145.49M
Assets Per Employee ($Millions)$7.01M
Bank Premises and Fixed Assets$3.96M
Cash and Balances due from Depository Institutions$7.55M
Deposits Held in Domestic Offices$197.09M

Key Performance Ratios

Return on Assets (ROA)1.69%
Return on Equity (ROE)11.97%
Net Interest Margin3.75%
Efficiency Ratio50.64%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.187%
Earning Assets to total Assets95.69%

Income and Expense

Total Interest Income$3.51M
Total Noninterest Income$133.00k
Total Interest Expense$1.46M
Total Noninterest Expense$1.11M
Net Interest Income$2.05M
Pre-tax Net Operating Income$974.00k
Provision for Credit Losses$105.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$113.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.49M
Total Liabilities and Capital$231.41M

Securities

Securities$71.13M
Available-for-sale debt securities$7.36M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$63.77M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Grandin?
$231.41M as of the latest filing.
How much are Bank of Grandin's total deposits?
$197.09M in total deposits.
Where is Bank of Grandin located?
Grandin, MO.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
5.
When was it established?
01/13/1913.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$145.49M (latest filing).
What is the total interest income (latest filing)?
$3.51M.