Citizens Bank of the Midwest
Rolla, MO
IDRSSD: 44750
Total Assets
$240.71M
Latest filing
Total Deposits
$194.69M
Latest filing
Net Interest Margin
3.26%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank of the Midwest
1515 Martin Springs Dr
Rolla, MO 65401
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/28/1944FDIC Certificate 10341
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Bank of the Midwest (Main) | 1515 Martin Springs Dr | Rolla, MO |
| DOOLITTLE BRANCH FACILITY | 91 Truman Street | Doolittle, MO |
| ST. ROBERT BRANCH | 907 Old Route 66 | St. Robert, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/28/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65401 |
| State and County Number | 29161 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rolla, MO |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/28/1944 |
| Primary Insurance Agency | DIF |
| Website | www.cbmw.bank |
| Data Updated | 01/30/2026 |
| CERT | 16126 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $240.71M |
| Total Deposits | $194.69M |
| Total Liabilities | $226.50M |
| Total Equity Capital | $14.21M |
| Net Income | $454.00k |
| Net Loans and Leases | $162.52M |
| Assets Per Employee ($Millions) | $6.33M |
| Bank Premises and Fixed Assets | $3.13M |
| Cash and Balances due from Depository Institutions | $14.96M |
| Deposits Held in Domestic Offices | $194.69M |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 13.16% |
| Net Interest Margin | 3.26% |
| Efficiency Ratio | 68.29% |
| Tier 1 Risk-Based Capital Ratio | 11.895% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.902% |
| Earning Assets to total Assets | 90.01% |
Income and Expense
| Total Interest Income | $3.45M |
| Total Noninterest Income | $122.00k |
| Total Interest Expense | $1.70M |
| Total Noninterest Expense | $1.28M |
| Net Interest Income | $1.75M |
| Pre-tax Net Operating Income | $593.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $5.70M |
| Other borrowed funds | $30.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.71M |
| Total Liabilities and Capital | $240.71M |
Securities
| Securities | $42.47M |
| Available-for-sale debt securities | $42.47M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank of the Midwest?
$240.71M as of the latest filing.
How much are Citizens Bank of the Midwest's total deposits?
$194.69M in total deposits.
Where is Citizens Bank of the Midwest located?
Rolla, MO.
What is the Net Interest Margin?
3.26%.
How many domestic offices does it operate?
3.
When was it established?
02/28/1944.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$162.52M (latest filing).
What is the total interest income (latest filing)?
$3.45M.