Peoples Bank
Cuba, MO
IDRSSD: 948250
Total Assets
$250.89M
Latest filing
Total Deposits
$229.53M
Latest filing
Net Interest Margin
4.04%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank
408 W Washington St
Cuba, MO 65453
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/22/1901FDIC Certificate 7774
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank (Main) | 408 W Washington St | Cuba, MO |
| MAIN OFFICE - FRANKLIN STREET BRANCH | 701 N Franklin St | Cuba, MO |
| BOURBON BRANCH | 101 E Pine St | Bourbon, MO |
| STEELVILLE BRANCH | 201 W Main St | Steelville, MO |
| SULLIVAN OFFICE BRANCH | 112 S Service Rd W | Sullivan, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/22/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65453 |
| State and County Number | 29055 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbk.com |
| Data Updated | 01/30/2026 |
| CERT | 12230 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $250.89M |
| Total Deposits | $229.53M |
| Total Liabilities | $230.60M |
| Total Equity Capital | $20.29M |
| Net Income | $856.00k |
| Net Loans and Leases | $162.89M |
| Assets Per Employee ($Millions) | $4.92M |
| Bank Premises and Fixed Assets | $2.38M |
| Cash and Balances due from Depository Institutions | $24.97M |
| Deposits Held in Domestic Offices | $229.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 17.15% |
| Net Interest Margin | 4.04% |
| Efficiency Ratio | 63.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.085% |
| Earning Assets to total Assets | 95.94% |
Income and Expense
| Total Interest Income | $3.27M |
| Total Noninterest Income | $626.00k |
| Total Interest Expense | $884.00k |
| Total Noninterest Expense | $1.93M |
| Net Interest Income | $2.38M |
| Pre-tax Net Operating Income | $996.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $129.00k |
| All Other Liabilities | $943.00k |
| Total Liabilities and Capital | $250.89M |
Securities
| Securities | $58.87M |
| Available-for-sale debt securities | $58.87M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank?
$250.89M as of the latest filing.
How much are Peoples Bank's total deposits?
$229.53M in total deposits.
Where is Peoples Bank located?
Cuba, MO.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
5.
When was it established?
06/22/1901.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$162.89M (latest filing).
What is the total interest income (latest filing)?
$3.27M.