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Peoples Bank

Cuba, MO
IDRSSD: 948250
Total Assets
$240.69M
Latest filing
Total Deposits
$219.79M
Latest filing
Net Interest Margin
4.05%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/22/1901
Community BankYes
Ownership TypeNot Mutual
ZIP65453
State and County Number29055
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees52
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.peoplesbk.com
Data Updated11/14/2025
CERT12230
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$240.69M
Total Deposits$219.79M
Total Liabilities$221.05M
Total Equity Capital$19.64M
Net Income$1.14M
Net Loans and Leases$164.91M
Assets Per Employee ($Millions)$4.91M
Bank Premises and Fixed Assets$2.39M
Cash and Balances due from Depository Institutions$12.63M
Deposits Held in Domestic Offices$219.79M

Key Performance Ratios

Return on Assets (ROA)1.86%
Return on Equity (ROE)24.44%
Net Interest Margin4.05%
Efficiency Ratio61.03%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.161%
Earning Assets to total Assets96.24%

Income and Expense

Total Interest Income$3.28M
Total Noninterest Income$626.00k
Total Interest Expense$902.00k
Total Noninterest Expense$1.83M
Net Interest Income$2.38M
Pre-tax Net Operating Income$1.14M
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$54.00k
All Other Liabilities$1.21M
Total Liabilities and Capital$240.69M

Securities

Securities$59.05M
Available-for-sale debt securities$59.05M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank?
$240.69M as of the latest filing.
How much are Peoples Bank's total deposits?
$219.79M in total deposits.
Where is Peoples Bank located?
Cuba, MO.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
5.
When was it established?
06/22/1901.
What is the Return on Assets (ROA)?
1.86%.
How much are total loans and leases?
$164.91M (latest filing).
What is the total interest income (latest filing)?
$3.28M.