Community Point Bank
Russellville, MO
IDRSSD: 527057
Total Assets
$239.56M
Latest filing
Total Deposits
$206.55M
Latest filing
Net Interest Margin
4.04%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Point Bank
13218 Railroad Avenue
Russellville, MO 65074
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/19/1934FDIC Certificate 9129
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Point Bank (Main) | 13218 Railroad Avenue | Russellville, MO |
| EUGENE BRANCH | 14112 Redfield Dr | Eugene, MO |
| COMMUNITY POINT BANK VERSAILLES | 15833 Highway C | Versailles, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/19/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65074 |
| State and County Number | 29051 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Jefferson City, MO |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/28/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ourcpb.bank.bank |
| Data Updated | 01/30/2026 |
| CERT | 14604 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $239.56M |
| Total Deposits | $206.55M |
| Total Liabilities | $222.50M |
| Total Equity Capital | $17.06M |
| Net Income | $1.14M |
| Net Loans and Leases | $199.40M |
| Assets Per Employee ($Millions) | $9.58M |
| Bank Premises and Fixed Assets | $2.22M |
| Cash and Balances due from Depository Institutions | $4.57M |
| Deposits Held in Domestic Offices | $206.55M |
Key Performance Ratios
| Return on Assets (ROA) | 1.96% |
| Return on Equity (ROE) | 26.01% |
| Net Interest Margin | 4.04% |
| Efficiency Ratio | 43.53% |
| Tier 1 Risk-Based Capital Ratio | 9.084% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.122% |
| Earning Assets to total Assets | 94.04% |
Income and Expense
| Total Interest Income | $3.74M |
| Total Noninterest Income | $98.00k |
| Total Interest Expense | $1.53M |
| Total Noninterest Expense | $1.00M |
| Net Interest Income | $2.21M |
| Pre-tax Net Operating Income | $1.14M |
| Provision for Credit Losses | $161.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $14.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.51M |
| All Other Liabilities | $434.00k |
| Total Liabilities and Capital | $239.56M |
Securities
| Securities | $25.39M |
| Available-for-sale debt securities | $25.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Point Bank?
$239.56M as of the latest filing.
How much are Community Point Bank's total deposits?
$206.55M in total deposits.
Where is Community Point Bank located?
Russellville, MO.
What is the Net Interest Margin?
4.04%.
How many domestic offices does it operate?
3.
When was it established?
07/19/1934.
What is the Return on Assets (ROA)?
1.96%.
How much are total loans and leases?
$199.40M (latest filing).
What is the total interest income (latest filing)?
$3.74M.