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Community Point Bank

Russellville, MO
IDRSSD: 527057
Total Assets
$224.73M
Latest filing
Total Deposits
$200.16M
Latest filing
Net Interest Margin
3.96%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/19/1934
Community BankYes
Ownership TypeNot Mutual
ZIP65074
State and County Number29051
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameJefferson City, MO

Operational Info

Number of Employees25
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance07/28/1934
Primary Insurance AgencyDIF
Websitewww.ourcpb.bank.bank
Data Updated11/14/2025
CERT14604
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$224.73M
Total Deposits$200.16M
Total Liabilities$206.73M
Total Equity Capital$18.00M
Net Income$1.05M
Net Loans and Leases$184.16M
Assets Per Employee ($Millions)$8.64M
Bank Premises and Fixed Assets$2.17M
Cash and Balances due from Depository Institutions$6.45M
Deposits Held in Domestic Offices$200.16M

Key Performance Ratios

Return on Assets (ROA)1.89%
Return on Equity (ROE)24.22%
Net Interest Margin3.96%
Efficiency Ratio45.7%
Tier 1 Risk-Based Capital Ratio10.272%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.24%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.009%
Earning Assets to total Assets94.29%

Income and Expense

Total Interest Income$3.58M
Total Noninterest Income$102.00k
Total Interest Expense$1.50M
Total Noninterest Expense$994.00k
Net Interest Income$2.07M
Pre-tax Net Operating Income$1.05M
Provision for Credit Losses$132.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$570.00k
Total Liabilities and Capital$224.73M

Securities

Securities$24.67M
Available-for-sale debt securities$24.67M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Point Bank?
$224.73M as of the latest filing.
How much are Community Point Bank's total deposits?
$200.16M in total deposits.
Where is Community Point Bank located?
Russellville, MO.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
3.
When was it established?
07/19/1934.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$184.16M (latest filing).
What is the total interest income (latest filing)?
$3.58M.