Citizens Bank of Eldon
Eldon, MO
IDRSSD: 954251
Total Assets
$238.44M
Latest filing
Total Deposits
$209.37M
Latest filing
Net Interest Margin
5.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank of Eldon
110 N Maple St
Eldon, MO 65026
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/20/1905FDIC Certificate 1315
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Bank of Eldon (Main) | 110 N Maple St | Eldon, MO |
| SOUTH FACILITY | 1808 Us 54 Business | Eldon, MO |
| VERSAILLES BRANCH | 700 W Newton St | Versailles, MO |
| CITIZENS BANK OF ELDON, EXCELSIOR BRANCH | 18691 Highway K | Versailles, MO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/20/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65026 |
| State and County Number | 29131 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cbeldon.com |
| Data Updated | 11/14/2025 |
| CERT | 1956 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $238.44M |
| Total Deposits | $209.37M |
| Total Liabilities | $212.35M |
| Total Equity Capital | $26.08M |
| Net Income | $1.35M |
| Net Loans and Leases | $183.02M |
| Assets Per Employee ($Millions) | $7.23M |
| Bank Premises and Fixed Assets | $1.84M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $209.37M |
Key Performance Ratios
| Return on Assets (ROA) | 2.29% |
| Return on Equity (ROE) | 21.1% |
| Net Interest Margin | 5.09% |
| Efficiency Ratio | 43.27% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.939% |
| Earning Assets to total Assets | 94% |
Income and Expense
| Total Interest Income | $3.52M |
| Total Noninterest Income | $292.00k |
| Total Interest Expense | $701.00k |
| Total Noninterest Expense | $1.34M |
| Net Interest Income | $2.81M |
| Pre-tax Net Operating Income | $1.76M |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.97M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.99M |
| Total Liabilities and Capital | $238.44M |
Securities
| Securities | $25.61M |
| Available-for-sale debt securities | $25.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank of Eldon?
$238.44M as of the latest filing.
How much are Citizens Bank of Eldon's total deposits?
$209.37M in total deposits.
Where is Citizens Bank of Eldon located?
Eldon, MO.
What is the Net Interest Margin?
5.09%.
How many domestic offices does it operate?
4.
When was it established?
01/20/1905.
What is the Return on Assets (ROA)?
2.29%.
How much are total loans and leases?
$183.02M (latest filing).
What is the total interest income (latest filing)?
$3.52M.