Community First Bank
Kennewick, WA
IDRSSD: 2642598
Total Assets
$672.01M
Latest filing
Total Deposits
$622.35M
Latest filing
Net Interest Margin
3.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community First Bank
6401 W Clearwater Ave
Kennewick, WA 99336
Full Service - Brick and Mortar
Updated 11/28/2025Established 12/30/1997FDIC Certificate 60850
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Community First Bank (Main) | 6401 W Clearwater Ave | Kennewick, WA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/30/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 99336 |
| State and County Number | 53005 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Kennewick-Richland, WA |
Operational Info
| Number of Employees | 137 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 12/30/1997 |
| Primary Insurance Agency | DIF |
| Website | www.cfbhfg.com |
| Data Updated | 11/28/2025 |
| CERT | 34627 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $672.01M |
| Total Deposits | $622.35M |
| Total Liabilities | $624.03M |
| Total Equity Capital | $47.98M |
| Net Income | $1.70M |
| Net Loans and Leases | $354.41M |
| Assets Per Employee ($Millions) | $4.91M |
| Bank Premises and Fixed Assets | $8.50M |
| Cash and Balances due from Depository Institutions | $176.44M |
| Deposits Held in Domestic Offices | $622.35M |
Key Performance Ratios
| Return on Assets (ROA) | 1.05% |
| Return on Equity (ROE) | 14.16% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 79.22% |
| Tier 1 Risk-Based Capital Ratio | 15.667% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.14% |
| Earning Assets to total Assets | 95.8% |
Income and Expense
| Total Interest Income | $7.21M |
| Total Noninterest Income | $3.43M |
| Total Interest Expense | $2.36M |
| Total Noninterest Expense | $6.55M |
| Net Interest Income | $4.84M |
| Pre-tax Net Operating Income | $1.70M |
| Provision for Credit Losses | $22.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $56.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.62M |
| Total Liabilities and Capital | $672.01M |
Securities
| Securities | $122.14M |
| Available-for-sale debt securities | $122.14M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community First Bank?
$672.01M as of the latest filing.
How much are Community First Bank's total deposits?
$622.35M in total deposits.
Where is Community First Bank located?
Kennewick, WA.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
6.
When was it established?
12/30/1997.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$354.41M (latest filing).
What is the total interest income (latest filing)?
$7.21M.