Lamont Bank of St. John
Saint John, WA
IDRSSD: 519874
Total Assets
$61.41M
Latest filing
Total Deposits
$55.96M
Latest filing
Net Interest Margin
3.00%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
125102676SAINT JOHN, WA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Lamont Bank of St. John
6 E Front St
Saint John, WA 99171
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1908FDIC Certificate 5532
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Lamont Bank of St. John (Main) | 6 E Front St | Saint John, WA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Sound Banking Company
Lakewood, Washington
→
Assets: $51.84MΔ -14.7%
Connect Community Bank
Raymond, Washington
→
Assets: $70.40MΔ +15.8%
Farmers State Bank
Winthrop, Washington
→
Assets: $50.67MΔ -16.7%
Twin City Bank
Longview, Washington
→
Assets: $76.55MΔ +25.9%
Portage Bank
Bellevue, Washington
→
Assets: $92.90MΔ +52.8%
Liberty Bank
Poulsbo, Washington
→
Assets: $196.17MΔ +222.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 99171 |
| State and County Number | 53075 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Pullman, WA |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 8681 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $61.41M |
| Total Deposits | $55.96M |
| Total Liabilities | $56.32M |
| Total Equity Capital | $5.09M |
| Net Income | $-6,000 |
| Net Loans and Leases | $35.70M |
| Assets Per Employee ($Millions) | $10.23M |
| Bank Premises and Fixed Assets | $247.00k |
| Cash and Balances due from Depository Institutions | $1.69M |
| Deposits Held in Domestic Offices | $55.96M |
Key Performance Ratios
| Return on Assets (ROA) | -0.04% |
| Return on Equity (ROE) | -0.48% |
| Net Interest Margin | 3% |
| Efficiency Ratio | 101.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.287% |
| Earning Assets to total Assets | 93.82% |
Income and Expense
| Total Interest Income | $619.00k |
| Total Noninterest Income | $17.00k |
| Total Interest Expense | $186.00k |
| Total Noninterest Expense | $456.00k |
| Net Interest Income | $433.00k |
| Pre-tax Net Operating Income | $-6,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $100.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.30M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $255.00k |
| Total Liabilities and Capital | $61.41M |
Securities
| Securities | $12.30M |
| Available-for-sale debt securities | $12.30M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lamont Bank of St. John?
$61.41M as of the latest filing.
How much are Lamont Bank of St. John's total deposits?
$55.96M in total deposits.
Where is Lamont Bank of St. John located?
Saint John, WA.
What is the Net Interest Margin?
3.00%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
-0.04%.
How much are total loans and leases?
$35.70M (latest filing).
What is the total interest income (latest filing)?
$619.00k.