Commonwealth Community Bank, Inc.
Hartford, KY
IDRSSD: 541642
Total Assets
$151.46M
Latest filing
Total Deposits
$130.66M
Latest filing
Net Interest Margin
2.17%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Commonwealth Community Bank, Inc.
830 S Main St
Hartford, KY 42347
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/05/1928FDIC Certificate 5175
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commonwealth Community Bank, Inc. (Main) | 830 S Main St | Hartford, KY |
| FORDSVILLE BRANCH | 78 E Main St | Fordsville, KY |
| AIRPORT BRANCH | 340 Airport Rd | Greenville, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/05/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42347 |
| State and County Number | 21183 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.cwcbank.com |
| Data Updated | 01/30/2026 |
| CERT | 8126 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $151.46M |
| Total Deposits | $130.66M |
| Total Liabilities | $131.13M |
| Total Equity Capital | $20.34M |
| Net Income | $-9,000 |
| Net Loans and Leases | $52.09M |
| Assets Per Employee ($Millions) | $5.61M |
| Bank Premises and Fixed Assets | $2.77M |
| Cash and Balances due from Depository Institutions | $7.92M |
| Deposits Held in Domestic Offices | $130.66M |
Key Performance Ratios
| Return on Assets (ROA) | -0.02% |
| Return on Equity (ROE) | -0.18% |
| Net Interest Margin | 2.17% |
| Efficiency Ratio | 100.39% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.428% |
| Earning Assets to total Assets | 90.73% |
Income and Expense
| Total Interest Income | $1.22M |
| Total Noninterest Income | $293.00k |
| Total Interest Expense | $472.00k |
| Total Noninterest Expense | $1.04M |
| Net Interest Income | $744.00k |
| Pre-tax Net Operating Income | $-9,000 |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $464.00k |
| Total Liabilities and Capital | $151.46M |
Securities
| Securities | $77.57M |
| Available-for-sale debt securities | $77.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commonwealth Community Bank, Inc.?
$151.46M as of the latest filing.
How much are Commonwealth Community Bank, Inc.'s total deposits?
$130.66M in total deposits.
Where is Commonwealth Community Bank, Inc. located?
Hartford, KY.
What is the Net Interest Margin?
2.17%.
How many domestic offices does it operate?
3.
When was it established?
07/05/1928.
What is the Return on Assets (ROA)?
-0.02%.
How much are total loans and leases?
$52.09M (latest filing).
What is the total interest income (latest filing)?
$1.22M.