Peoples Bank, Mt. Washington
Mount Washington, KY
IDRSSD: 271341
Total Assets
$119.98M
Latest filing
Total Deposits
$109.51M
Latest filing
Net Interest Margin
5.17%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank, Mt. Washington
201 N Bardstown Rd
Mount Washington, KY 40047
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 3997
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank, Mt. Washington (Main) | 201 N Bardstown Rd | Mount Washington, KY |
| MOUNT WASHINGTON DRIVE IN BRANCH | 415 Oakbrooke Dr | Mount Washington, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 40047 |
| State and County Number | 21029 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Louisville-Jefferson County, KY-IN |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbankmtw.com |
| Data Updated | 01/30/2026 |
| CERT | 5847 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $119.98M |
| Total Deposits | $109.51M |
| Total Liabilities | $110.31M |
| Total Equity Capital | $9.67M |
| Net Income | $530.00k |
| Net Loans and Leases | $80.16M |
| Assets Per Employee ($Millions) | $5M |
| Bank Premises and Fixed Assets | $3.77M |
| Cash and Balances due from Depository Institutions | $9.79M |
| Deposits Held in Domestic Offices | $109.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1.76% |
| Return on Equity (ROE) | 22.16% |
| Net Interest Margin | 5.17% |
| Efficiency Ratio | 65.2% |
| Tier 1 Risk-Based Capital Ratio | 13.676% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.059% |
| Earning Assets to total Assets | 94.95% |
Income and Expense
| Total Interest Income | $1.67M |
| Total Noninterest Income | $157.00k |
| Total Interest Expense | $192.00k |
| Total Noninterest Expense | $1.07M |
| Net Interest Income | $1.48M |
| Pre-tax Net Operating Income | $530.00k |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $792.00k |
| Total Liabilities and Capital | $119.98M |
Securities
| Securities | $25.30M |
| Available-for-sale debt securities | $25.30M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank, Mt. Washington?
$119.98M as of the latest filing.
How much are Peoples Bank, Mt. Washington's total deposits?
$109.51M in total deposits.
Where is Peoples Bank, Mt. Washington located?
Mount Washington, KY.
What is the Net Interest Margin?
5.17%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
1.76%.
How much are total loans and leases?
$80.16M (latest filing).
What is the total interest income (latest filing)?
$1.67M.