California Bank of Commerce, National Association
San Diego, CA
IDRSSD: 3076453
Total Assets
$4.03B
Latest filing
Total Deposits
$3.39B
Latest filing
Net Interest Margin
4.75%
Profitability
Key People
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Locations
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Main Office
California Bank of Commerce, National Association
12265 El Camino Real
San Diego, CA 92130
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/18/2001FDIC Certificate 340749
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| California Bank of Commerce, National Association (Main) | 12265 El Camino Real | San Diego, CA |
| LA QUINTA BRANCH | 47000 Washington St | La Quinta, CA |
| SANTA CLARITA BRANCH | 23780 Magic Mountain Pkwy | Santa Clarita, CA |
| GLENDALE BRANCH | 801 N Brand Blvd | Glendale, CA |
| CALIFORNIA BANK OF COMMERCE BRANCH | 2999 Oak Rd | Walnut Creek, CA |
| IRVINE BRANCH | 400 Spectrum Center Dr | Irvine, CA |
| RAMONA BRANCH | 1315 Main St | Ramona, CA |
| CARLSBAD BRANCH | 3142 Tiger Run Ct | Carlsbad, CA |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/18/2001 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 92130 |
| State and County Number | 06073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Diego-Chula Vista-Carlsbad, CA |
Operational Info
| Number of Employees | 286 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/31/2024 |
| Date of Deposit Insurance | 12/18/2001 |
| Primary Insurance Agency | DIF |
| Website | www.californiabankofcommerce.com |
| Data Updated | 01/30/2026 |
| CERT | 57044 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.03B |
| Total Deposits | $3.39B |
| Total Liabilities | $3.44B |
| Total Equity Capital | $591.82M |
| Net Income | $16.87M |
| Net Loans and Leases | $3.02B |
| Assets Per Employee ($Millions) | $14M |
| Bank Premises and Fixed Assets | $27.21M |
| Cash and Balances due from Depository Institutions | $193.77M |
| Deposits Held in Domestic Offices | $3.39B |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 11.57% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 57.69% |
| Tier 1 Risk-Based Capital Ratio | 13.256% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.43% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.682% |
| Earning Assets to total Assets | 90.87% |
Income and Expense
| Total Interest Income | $56.17M |
| Total Noninterest Income | $3.00M |
| Total Interest Expense | $12.58M |
| Total Noninterest Expense | $27.79M |
| Net Interest Income | $43.59M |
| Pre-tax Net Operating Income | $23.20M |
| Provision for Credit Losses | $-4,398,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $204.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $48.73M |
| Total Liabilities and Capital | $4.03B |
Securities
| Securities | $287.83M |
| Available-for-sale debt securities | $234.89M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $52.94M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of California Bank of Commerce, National Association?
$4.03B as of the latest filing.
How much are California Bank of Commerce, National Association's total deposits?
$3.39B in total deposits.
Where is California Bank of Commerce, National Association located?
San Diego, CA.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
14.
When was it established?
12/18/2001.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$3.02B (latest filing).
What is the total interest income (latest filing)?
$56.17M.