American Business Bank
Los Angeles, CA
IDRSSD: 2734729
Total Assets
$4.41B
Latest filing
Total Deposits
$3.95B
Latest filing
Net Interest Margin
3.95%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American Business Bank
400 S Hope St
Los Angeles, CA 90071
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/28/1998FDIC Certificate 61562
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American Business Bank (Main) | 400 S Hope St | Los Angeles, CA |
| SAN FERNANDO VALLEY | 21800 Oxnard St | Woodland Hills, CA |
| SOUTH BAY LOAN PRODUCTION OFFICE BRANCH | 970 W 190th St | Torrance, CA |
| ORANGE COUNTY | 2030 Main St | Irvine, CA |
| INLAND EMPIRE | 3633 Inland Empire Blvd | Ontario, CA |
| ANAHEIM LPO BRANCH | 2400 E Katella Ave | Anaheim, CA |
| CORONA LOAN PRODUCTION BRANCH | 1250 Corona Pointe Ct | Corona, CA |
| LONG BEACH LOAN PRODUCTION BRANCH | 5000 E Spring St | Long Beach, CA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/28/1998 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 90071 |
| State and County Number | 06037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 256 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 09/28/1998 |
| Primary Insurance Agency | DIF |
| Website | WWW.AMERICANBB.BANK |
| Data Updated | 01/30/2026 |
| CERT | 34788 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.41B |
| Total Deposits | $3.95B |
| Total Liabilities | $4.00B |
| Total Equity Capital | $411.13M |
| Net Income | $14.84M |
| Net Loans and Leases | $3.01B |
| Assets Per Employee ($Millions) | $17.28M |
| Bank Premises and Fixed Assets | $16.82M |
| Cash and Balances due from Depository Institutions | $245.53M |
| Deposits Held in Domestic Offices | $3.95B |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 14.71% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 43.74% |
| Tier 1 Risk-Based Capital Ratio | 12.112% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.33% |
| Earning Assets to total Assets | 96.24% |
Income and Expense
| Total Interest Income | $52.06M |
| Total Noninterest Income | $2.90M |
| Total Interest Expense | $10.26M |
| Total Noninterest Expense | $19.55M |
| Net Interest Income | $41.80M |
| Pre-tax Net Operating Income | $23.78M |
| Provision for Credit Losses | $1.37M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $41.41M |
| Total Liabilities and Capital | $4.41B |
Securities
| Securities | $1.02B |
| Available-for-sale debt securities | $491.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $527.83M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Business Bank?
$4.41B as of the latest filing.
How much are American Business Bank's total deposits?
$3.95B in total deposits.
Where is American Business Bank located?
Los Angeles, CA.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
10.
When was it established?
09/28/1998.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$3.01B (latest filing).
What is the total interest income (latest filing)?
$52.06M.