Royal Business Bank
Los Angeles, CA
IDRSSD: 3835454
Total Assets
$4.20B
Latest filing
Total Deposits
$3.40B
Latest filing
Net Interest Margin
3.22%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Royal Business Bank
1055 Wilshire Blvd
Los Angeles, CA 90017
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/18/2008FDIC Certificate 469176
Branches (24)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Royal Business Bank (Main) | 1055 Wilshire Blvd | Los Angeles, CA |
| HAWAII MAIN BRANCH | 765 Bishop St | Honolulu, HI |
| SILVERLAKE-SUNSET BRANCH | 1912 W Sunset Blvd | Los Angeles, CA |
| MONTEREY PARK BRANCH | 700 W Garvey Ave | Monterey Park, CA |
| CERRITOS BRANCH | 11304 1/2 South St | Cerritos, CA |
| CANAL BRANCH | 179 Canal St | New York, NY |
| OXNARD BRANCH | 400 E Esplanade Dr | Oxnard, CA |
| WESTLAKE VILLAGE BRANCH | 3366 E Thousand Oaks Blvd | Westlake Village, CA |
Showing 7 of 24
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/18/2008 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 90017 |
| State and County Number | 06037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 375 |
| Domestic Offices | 25 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 11/18/2008 |
| Primary Insurance Agency | DIF |
| Website | www.royalbusinessbankusa.com |
| Data Updated | 01/30/2026 |
| CERT | 58816 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.20B |
| Total Deposits | $3.40B |
| Total Liabilities | $3.60B |
| Total Equity Capital | $603.57M |
| Net Income | $11.24M |
| Net Loans and Leases | $3.27B |
| Assets Per Employee ($Millions) | $11.39M |
| Bank Premises and Fixed Assets | $46.56M |
| Cash and Balances due from Depository Institutions | $212.53M |
| Deposits Held in Domestic Offices | $3.40B |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 7.53% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 54.51% |
| Tier 1 Risk-Based Capital Ratio | 20.57% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.365% |
| Earning Assets to total Assets | 91.91% |
Income and Expense
| Total Interest Income | $57.19M |
| Total Noninterest Income | $2.85M |
| Total Interest Expense | $26.06M |
| Total Noninterest Expense | $18.68M |
| Net Interest Income | $31.13M |
| Pre-tax Net Operating Income | $14.70M |
| Provision for Credit Losses | $600.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $8.83M |
| Other borrowed funds | $130.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $67.65M |
| Total Liabilities and Capital | $4.20B |
Securities
| Securities | $411.39M |
| Available-for-sale debt securities | $407.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.18M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Royal Business Bank?
$4.20B as of the latest filing.
How much are Royal Business Bank's total deposits?
$3.40B in total deposits.
Where is Royal Business Bank located?
Los Angeles, CA.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
25.
When was it established?
11/18/2008.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$3.27B (latest filing).
What is the total interest income (latest filing)?
$57.19M.