The Citizens Bank
Batesville, AR
IDRSSD: 856748
Total Assets
$1.60B
Latest filing
Total Deposits
$1.46B
Latest filing
Net Interest Margin
3.74%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Citizens Bank
655 S Saint Louis St
Batesville, AR 72501
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/24/1953FDIC Certificate 11240
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| The Citizens Bank (Main) | 655 S Saint Louis St | Batesville, AR |
| ROGERS BRANCH | 3350 S Pinnacle Hills Pkwy | Rogers, AR |
| AIRPORT BRANCH | 805 Batesville Blvd | Batesville, AR |
| EAGLE MOUNTAIN BRANCH | 2 Eagle Mountain Blvd | Batesville, AR |
| PLEASANT PLAINS BRANCH | 5736 Blackland Rd | Pleasant Plains, AR |
| MONTICELLO BRANCH | 236 Highway 425 N | Monticello, AR |
| IMBODEN BRANCH | 103 W 3rd St | Imboden, AR |
| PORTLAND BRANCH | 217 N Main St | Portland, AR |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/24/1953 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72501 |
| State and County Number | 05063 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Batesville, AR |
Operational Info
| Number of Employees | 189 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/24/1953 |
| Primary Insurance Agency | DIF |
| Website | www.thecitizensbank.net |
| Data Updated | 01/30/2026 |
| CERT | 17211 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.60B |
| Total Deposits | $1.46B |
| Total Liabilities | $1.47B |
| Total Equity Capital | $135.18M |
| Net Income | $4.13M |
| Net Loans and Leases | $1.25B |
| Assets Per Employee ($Millions) | $8.56M |
| Bank Premises and Fixed Assets | $38.49M |
| Cash and Balances due from Depository Institutions | $138.05M |
| Deposits Held in Domestic Offices | $1.46B |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 12.47% |
| Net Interest Margin | 3.74% |
| Efficiency Ratio | 54.73% |
| Tier 1 Risk-Based Capital Ratio | 9.924% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.47% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.446% |
| Earning Assets to total Assets | 92.43% |
Income and Expense
| Total Interest Income | $22.59M |
| Total Noninterest Income | $1.67M |
| Total Interest Expense | $8.82M |
| Total Noninterest Expense | $8.46M |
| Net Interest Income | $13.77M |
| Pre-tax Net Operating Income | $5.13M |
| Provision for Credit Losses | $1.85M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $108.00k |
| Other borrowed funds | $275.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.06M |
| Total Liabilities and Capital | $1.60B |
Securities
| Securities | $99.20M |
| Available-for-sale debt securities | $99.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens Bank?
$1.60B as of the latest filing.
How much are The Citizens Bank's total deposits?
$1.46B in total deposits.
Where is The Citizens Bank located?
Batesville, AR.
What is the Net Interest Margin?
3.74%.
How many domestic offices does it operate?
16.
When was it established?
04/24/1953.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$1.25B (latest filing).
What is the total interest income (latest filing)?
$22.59M.