First Financial Bank
El Dorado, AR
IDRSSD: 48374
Total Assets
$1.91B
Latest filing
Total Deposits
$1.60B
Latest filing
Net Interest Margin
4.44%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Financial Bank
300 East Peach Street
El Dorado, AR 71730
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1934FDIC Certificate 41739
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| First Financial Bank (Main) | 300 East Peach Street | El Dorado, AR |
| MCCRORY BRANCH | 124 North Edmonds Avenue | Mccrory, AR |
| CHERRY VALLEY BRANCH | 3251 Highway 42 | Cherry Valley, AR |
| MENA MAIN BRANCH | 600 Highway 71 S | Mena, AR |
| WYNNE BRANCH | 528 Merriman Ave E | Wynne, AR |
| 318 GRIFFITH STREET BRANCH | 318 Griffith St | El Dorado, AR |
| 122 WEST SEVENTH STREET BRANCH | 122 W 7th St | Smackover, AR |
| WASHINGTON STREET BRANCH | 214 N Washington Ave | El Dorado, AR |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71730 |
| State and County Number | 05139 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | El Dorado, AR |
Operational Info
| Number of Employees | 336 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/08/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ffb1.com |
| Data Updated | 11/14/2025 |
| CERT | 28905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.91B |
| Total Deposits | $1.60B |
| Total Liabilities | $1.69B |
| Total Equity Capital | $221.26M |
| Net Income | $9.27M |
| Net Loans and Leases | $1.58B |
| Assets Per Employee ($Millions) | $5.61M |
| Bank Premises and Fixed Assets | $18.56M |
| Cash and Balances due from Depository Institutions | $96.14M |
| Deposits Held in Domestic Offices | $1.60B |
Key Performance Ratios
| Return on Assets (ROA) | 1.99% |
| Return on Equity (ROE) | 16.88% |
| Net Interest Margin | 4.44% |
| Efficiency Ratio | 60.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.595% |
| Earning Assets to total Assets | 92.65% |
Income and Expense
| Total Interest Income | $30.30M |
| Total Noninterest Income | $8.13M |
| Total Interest Expense | $11.21M |
| Total Noninterest Expense | $16.54M |
| Net Interest Income | $19.09M |
| Pre-tax Net Operating Income | $9.33M |
| Provision for Credit Losses | $1.35M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.32M |
| Other borrowed funds | $75.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.04M |
| Federal Funds Purchased and Repurchased Agreement | $379.00k |
| All Other Liabilities | $15.81M |
| Total Liabilities and Capital | $1.91B |
Securities
| Securities | $103.49M |
| Available-for-sale debt securities | $103.05M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Financial Bank?
$1.91B as of the latest filing.
How much are First Financial Bank's total deposits?
$1.60B in total deposits.
Where is First Financial Bank located?
El Dorado, AR.
What is the Net Interest Margin?
4.44%.
How many domestic offices does it operate?
19.
When was it established?
04/01/1934.
What is the Return on Assets (ROA)?
1.99%.
How much are total loans and leases?
$1.58B (latest filing).
What is the total interest income (latest filing)?
$30.30M.