First Community Bank

Batesville, AR
IDRSSD: 2596646
Total Assets
$3.62B
Latest filing
Total Deposits
$2.89B
Latest filing
Net Interest Margin
4.06%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

082908573BATESVILLE, AR

Key People

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Locations

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Main Office
First Community Bank
1325 Harrison St
Batesville, AR 72501
Full Service - Brick and Mortar
Updated 10/23/2026Established 08/04/1997FDIC Certificate 59040

Branches (34)

Page 1 of 5
NameAddressCity / State
First Community Bank (Main)1325 Harrison StBatesville, AR
MOUNTAIN HOME BRANCH310 Highway 62 EMountain Home, AR
NEOSHO DOWNTOWN BRANCH111 E Main StNeosho, MO
SOUTHSIDE BRANCH1 Allen Chapel RdBatesville, AR
SEARCY BRANCH2401 W Beebe Capps ExpySearcy, AR
SEARCY BRANCH - EAST2801 E Race AveSearcy, AR
EAGLE MOUNTAIN BRANCH3 Eagle Mountain BlvdBatesville, AR
CAVE CITY BRANCH102 S Main StCave City, AR
Showing 7 of 34

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

Noncurrent loan signals

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/04/1997
Community BankYes
Ownership TypeNot Mutual
ZIP72501
State and County Number05063
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameBatesville, AR

Operational Info

Number of Employees596
Domestic Offices35
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/04/1997
Primary Insurance AgencyDIF
Websitewww.firstcommunity.net
Data Updated10/23/2026
CERT34533
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.62B
Total Deposits$2.89B
Total Liabilities$3.34B
Total Equity Capital$283.39M
Net Income$10.63M
Net Loans and Leases$2.93B
Assets Per Employee ($Millions)$6.05M
Bank Premises and Fixed Assets$87.07M
Cash and Balances due from Depository Institutions$162.26M
Deposits Held in Domestic Offices$2.89B

Key Performance Ratios

Return on Assets (ROA)1.17%
Return on Equity (ROE)14.97%
Net Interest Margin4.06%
Efficiency Ratio59.47%
Tier 1 Risk-Based Capital Ratio11.086%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.37%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.828%
Earning Assets to total Assets93.39%

Income and Expense

Total Interest Income$57.08M
Total Noninterest Income$7.69M
Total Interest Expense$22.70M
Total Noninterest Expense$25.02M
Net Interest Income$34.38M
Pre-tax Net Operating Income$13.73M
Provision for Credit Losses$3.33M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$39.70M
Other borrowed funds$411.60M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$18.94M
All Other Liabilities$17.65M
Total Liabilities and Capital$3.62B

Securities

Securities$315.69M
Available-for-sale debt securities$315.69M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Community Bank?
$3.62B as of the latest filing.
How much are First Community Bank's total deposits?
$2.89B in total deposits.
Where is First Community Bank located?
Batesville, AR.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
35.
When was it established?
08/04/1997.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$2.93B (latest filing).
What is the total interest income (latest filing)?
$57.08M.