First Community Bank
Batesville, AR
IDRSSD: 2596646
Total Assets
$3.31B
Latest filing
Total Deposits
$2.70B
Latest filing
Net Interest Margin
3.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank
1325 Harrison St
Batesville, AR 72501
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/04/1997FDIC Certificate 59040
Branches (34)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| First Community Bank (Main) | 1325 Harrison St | Batesville, AR |
| MOUNTAIN HOME BRANCH | 310 Highway 62 E | Mountain Home, AR |
| NEOSHO DOWNTOWN BRANCH | 111 E Main St | Neosho, MO |
| SOUTHSIDE BRANCH | 1 Allen Chapel Rd | Batesville, AR |
| SEARCY BRANCH | 2401 W Beebe Capps Expy | Searcy, AR |
| SEARCY BRANCH - EAST | 2801 E Race Ave | Searcy, AR |
| EAGLE MOUNTAIN BRANCH | 3 Eagle Mountain Blvd | Batesville, AR |
| CAVE CITY BRANCH | 102 S Main St | Cave City, AR |
Showing 7 of 34
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/04/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72501 |
| State and County Number | 05063 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Batesville, AR |
Operational Info
| Number of Employees | 571 |
| Domestic Offices | 35 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/04/1997 |
| Primary Insurance Agency | DIF |
| Website | www.firstcommunity.net |
| Data Updated | 11/14/2025 |
| CERT | 34533 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.31B |
| Total Deposits | $2.70B |
| Total Liabilities | $3.06B |
| Total Equity Capital | $253.59M |
| Net Income | $6.55M |
| Net Loans and Leases | $2.69B |
| Assets Per Employee ($Millions) | $5.81M |
| Bank Premises and Fixed Assets | $86.89M |
| Cash and Balances due from Depository Institutions | $129.90M |
| Deposits Held in Domestic Offices | $2.70B |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 10.6% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 64.35% |
| Tier 1 Risk-Based Capital Ratio | 10.238% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.58% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.663% |
| Earning Assets to total Assets | 93.87% |
Income and Expense
| Total Interest Income | $52.66M |
| Total Noninterest Income | $6.45M |
| Total Interest Expense | $22.26M |
| Total Noninterest Expense | $23.71M |
| Net Interest Income | $30.40M |
| Pre-tax Net Operating Income | $8.35M |
| Provision for Credit Losses | $4.79M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $18.97M |
| Other borrowed funds | $313.53M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $23.26M |
| All Other Liabilities | $23.44M |
| Total Liabilities and Capital | $3.31B |
Securities
| Securities | $311.85M |
| Available-for-sale debt securities | $311.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank?
$3.31B as of the latest filing.
How much are First Community Bank's total deposits?
$2.70B in total deposits.
Where is First Community Bank located?
Batesville, AR.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
35.
When was it established?
08/04/1997.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$2.69B (latest filing).
What is the total interest income (latest filing)?
$52.66M.