Capital Bank and Trust Company
Irvine, CA
IDRSSD: 2921659
Total Assets
$223.57M
Latest filing
Total Deposits
$500.00k
Latest filing
Net Interest Margin
3.17%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Capital Bank and Trust Company
6455 Irvine Center Dr
Irvine, CA 92618
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/2000FDIC Certificate 75636
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Capital Bank and Trust Company (Main) | 6455 Irvine Center Dr | Irvine, CA |
| RENO BRANCH | 50 W Liberty St | Reno, NV |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 07/01/2000 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 92618 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 136 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 07/01/2000 |
| Primary Insurance Agency | DIF |
| Website | www.americanfunds.com |
| Data Updated | 11/14/2025 |
| CERT | 35164 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $223.57M |
| Total Deposits | $500.00k |
| Total Liabilities | $50.69M |
| Total Equity Capital | $172.88M |
| Net Income | $33.09M |
| Net Loans and Leases | $0 |
| Assets Per Employee ($Millions) | $1.76M |
| Bank Premises and Fixed Assets | $15.52M |
| Cash and Balances due from Depository Institutions | $46.19M |
| Deposits Held in Domestic Offices | $500.00k |
Key Performance Ratios
| Return on Assets (ROA) | 63.66% |
| Return on Equity (ROE) | 84.75% |
| Net Interest Margin | 3.17% |
| Efficiency Ratio | 63.24% |
| Tier 1 Risk-Based Capital Ratio | 203.954% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 77.328% |
| Earning Assets to total Assets | 75.21% |
Income and Expense
| Total Interest Income | $1.21M |
| Total Noninterest Income | $114.91M |
| Total Interest Expense | $0 |
| Total Noninterest Expense | $73.44M |
| Net Interest Income | $1.21M |
| Pre-tax Net Operating Income | $42.69M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $50.19M |
| Total Liabilities and Capital | $223.57M |
Securities
| Securities | $121.95M |
| Available-for-sale debt securities | $121.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capital Bank and Trust Company?
$223.57M as of the latest filing.
How much are Capital Bank and Trust Company's total deposits?
$500.00k in total deposits.
Where is Capital Bank and Trust Company located?
Irvine, CA.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
2.
When was it established?
07/01/2000.
What is the Return on Assets (ROA)?
63.66%.
How much are total loans and leases?
$0 (latest filing).
What is the total interest income (latest filing)?
$1.21M.