Metropolitan Bank
Oakland, CA
IDRSSD: 534466
Total Assets
$238.23M
Latest filing
Total Deposits
$200.23M
Latest filing
Net Interest Margin
3.79%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Metropolitan Bank
250 E 18th St
Oakland, CA 94606
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1983FDIC Certificate 32110
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Metropolitan Bank (Main) | 250 E 18th St | Oakland, CA |
| SAN JOSE BRANCH | 1816 Tully Road, No. 192 | San Jose, CA |
| OAKLAND CHINATOWN BRANCH | 381 8th St | Oakland, CA |
| SAN FRANCISCO BRANCH | 1355 Stockton St | San Francisco, CA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1983 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 94606 |
| State and County Number | 06001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/17/1984 |
| Primary Insurance Agency | DIF |
| Website | https://www.met.bank |
| Data Updated | 11/14/2025 |
| CERT | 25869 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $238.23M |
| Total Deposits | $200.23M |
| Total Liabilities | $208.70M |
| Total Equity Capital | $29.53M |
| Net Income | $397.00k |
| Net Loans and Leases | $187.19M |
| Assets Per Employee ($Millions) | $5.29M |
| Bank Premises and Fixed Assets | $3.25M |
| Cash and Balances due from Depository Institutions | $32.46M |
| Deposits Held in Domestic Offices | $200.23M |
Key Performance Ratios
| Return on Assets (ROA) | 0.66% |
| Return on Equity (ROE) | 5.41% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 76.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.396% |
| Earning Assets to total Assets | 95.18% |
Income and Expense
| Total Interest Income | $3.85M |
| Total Noninterest Income | $147.00k |
| Total Interest Expense | $1.68M |
| Total Noninterest Expense | $1.77M |
| Net Interest Income | $2.17M |
| Pre-tax Net Operating Income | $565.00k |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.50M |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.47M |
| Total Liabilities and Capital | $238.23M |
Securities
| Securities | $5.23M |
| Available-for-sale debt securities | $5.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Metropolitan Bank?
$238.23M as of the latest filing.
How much are Metropolitan Bank's total deposits?
$200.23M in total deposits.
Where is Metropolitan Bank located?
Oakland, CA.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
4.
When was it established?
09/01/1983.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$187.19M (latest filing).
What is the total interest income (latest filing)?
$3.85M.