Neighborhood National Bank
El Cajon, CA
IDRSSD: 2333140
Total Assets
$210.83M
Latest filing
Total Deposits
$173.09M
Latest filing
Net Interest Margin
3.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Neighborhood National Bank
2987 Jamacha Rd
El Cajon, CA 92019
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/19/1997FDIC Certificate 59055
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Neighborhood National Bank (Main) | 2987 Jamacha Rd | El Cajon, CA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/19/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92019 |
| State and County Number | 06073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Diego-Chula Vista-Carlsbad, CA |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 09/19/1997 |
| Primary Insurance Agency | DIF |
| Website | http://www.mynnb.com |
| Data Updated | 11/14/2025 |
| CERT | 34548 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $210.83M |
| Total Deposits | $173.09M |
| Total Liabilities | $183.90M |
| Total Equity Capital | $26.93M |
| Net Income | $3.23M |
| Net Loans and Leases | $154.56M |
| Assets Per Employee ($Millions) | $7.53M |
| Bank Premises and Fixed Assets | $682.00k |
| Cash and Balances due from Depository Institutions | $15.44M |
| Deposits Held in Domestic Offices | $173.09M |
Key Performance Ratios
| Return on Assets (ROA) | 6.29% |
| Return on Equity (ROE) | 50.99% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 80.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.775% |
| Earning Assets to total Assets | 89.15% |
Income and Expense
| Total Interest Income | $2.89M |
| Total Noninterest Income | $639.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $1.78M |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $424.00k |
| Provision for Credit Losses | $6.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.01M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.31M |
| Total Liabilities and Capital | $210.83M |
Securities
| Securities | $14.02M |
| Available-for-sale debt securities | $36.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $14.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Neighborhood National Bank?
$210.83M as of the latest filing.
How much are Neighborhood National Bank's total deposits?
$173.09M in total deposits.
Where is Neighborhood National Bank located?
El Cajon, CA.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
1.
When was it established?
09/19/1997.
What is the Return on Assets (ROA)?
6.29%.
How much are total loans and leases?
$154.56M (latest filing).
What is the total interest income (latest filing)?
$2.89M.