Bank of San Francisco
San Francisco, CA
IDRSSD: 3357385
Total Assets
$733.05M
Latest filing
Total Deposits
$637.57M
Latest filing
Net Interest Margin
4.74%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
121044055SAN FRANCISCO, CA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of San Francisco
345 California Street
San Francisco, CA 94104
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/01/2005FDIC Certificate 438784
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of San Francisco (Main) | 345 California Street | San Francisco, CA |
| 2121 N CALIFORNIA BOULEVARD - LPO BRANCH | 2121 N California Blvd | Walnut Creek, CA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/01/2005 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 94104 |
| State and County Number | 06075 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | San Francisco-Oakland-Berkeley, CA |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/01/2022 |
| Date of Deposit Insurance | 08/01/2005 |
| Primary Insurance Agency | DIF |
| Website | www.bankbsf.com |
| Data Updated | 01/30/2026 |
| CERT | 58069 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $733.05M |
| Total Deposits | $637.57M |
| Total Liabilities | $650.00M |
| Total Equity Capital | $83.06M |
| Net Income | $2.21M |
| Net Loans and Leases | $615.37M |
| Assets Per Employee ($Millions) | $13.58M |
| Bank Premises and Fixed Assets | $9.82M |
| Cash and Balances due from Depository Institutions | $71.73M |
| Deposits Held in Domestic Offices | $637.57M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 10.81% |
| Net Interest Margin | 4.74% |
| Efficiency Ratio | 60.57% |
| Tier 1 Risk-Based Capital Ratio | 16.139% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.33% |
| Earning Assets to total Assets | 95.79% |
Income and Expense
| Total Interest Income | $10.20M |
| Total Noninterest Income | $209.00k |
| Total Interest Expense | $2.05M |
| Total Noninterest Expense | $5.06M |
| Net Interest Income | $8.14M |
| Pre-tax Net Operating Income | $2.99M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.43M |
| Total Liabilities and Capital | $733.05M |
Securities
| Securities | $26.02M |
| Available-for-sale debt securities | $26.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of San Francisco?
$733.05M as of the latest filing.
How much are Bank of San Francisco's total deposits?
$637.57M in total deposits.
Where is Bank of San Francisco located?
San Francisco, CA.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
2.
When was it established?
08/01/2005.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$615.37M (latest filing).
What is the total interest income (latest filing)?
$10.20M.