Bank of San Francisco

San Francisco, CA
IDRSSD: 3357385
Total Assets
$698.41M
Latest filing
Total Deposits
$606.00M
Latest filing
Net Interest Margin
4.51%
Profitability

Locations

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Main Office
Bank of San Francisco
345 California Street
San Francisco, CA 94104
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/01/2005FDIC Certificate 438784

Branches (1)

Page 1 of 1
NameAddressCity / State
Bank of San Francisco (Main)345 California StreetSan Francisco, CA
2121 N CALIFORNIA BOULEVARD - LPO BRANCH2121 N California BlvdWalnut Creek, CA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/01/2005
Community BankYes
Ownership TypeNot Mutual
ZIP94104
State and County Number06075
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSan Francisco-Oakland-Berkeley, CA

Operational Info

Number of Employees52
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/01/2022
Date of Deposit Insurance08/01/2005
Primary Insurance AgencyDIF
Websitewww.bankbsf.com
Data Updated11/14/2025
CERT58069
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$698.41M
Total Deposits$606.00M
Total Liabilities$617.79M
Total Equity Capital$80.61M
Net Income$1.83M
Net Loans and Leases$573.92M
Assets Per Employee ($Millions)$13.69M
Bank Premises and Fixed Assets$9.06M
Cash and Balances due from Depository Institutions$80.79M
Deposits Held in Domestic Offices$606.00M

Key Performance Ratios

Return on Assets (ROA)1.07%
Return on Equity (ROE)9.22%
Net Interest Margin4.51%
Efficiency Ratio60.27%
Tier 1 Risk-Based Capital Ratio17.11%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.23%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.543%
Earning Assets to total Assets96.38%

Income and Expense

Total Interest Income$9.35M
Total Noninterest Income$126.00k
Total Interest Expense$1.94M
Total Noninterest Expense$4.55M
Net Interest Income$7.42M
Pre-tax Net Operating Income$2.61M
Provision for Credit Losses$390.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$11.79M
Total Liabilities and Capital$698.41M

Securities

Securities$25.04M
Available-for-sale debt securities$25.04M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of San Francisco?
$698.41M as of the latest filing.
How much are Bank of San Francisco's total deposits?
$606.00M in total deposits.
Where is Bank of San Francisco located?
San Francisco, CA.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
2.
When was it established?
08/01/2005.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$573.92M (latest filing).
What is the total interest income (latest filing)?
$9.35M.