Wahoo State Bank
Wahoo, NE
IDRSSD: 662350
Total Assets
$113.86M
Latest filing
Total Deposits
$87.77M
Latest filing
Net Interest Margin
3.66%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104913255WAHOO, NE
Key People
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Locations
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Main Office
Wahoo State Bank
164 E 5th St
Wahoo, NE 68066
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1932FDIC Certificate 795
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Wahoo State Bank (Main) | 164 E 5th St | Wahoo, NE |
| 314 5TH STREET BRANCH | 314 W 5th St | Wahoo, NE |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/02/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68066 |
| State and County Number | 31155 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Omaha-Council Bluffs, NE-IA |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wahoostatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 1163 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $113.86M |
| Total Deposits | $87.77M |
| Total Liabilities | $104.69M |
| Total Equity Capital | $9.17M |
| Net Income | $229.00k |
| Net Loans and Leases | $86.42M |
| Assets Per Employee ($Millions) | $7.12M |
| Bank Premises and Fixed Assets | $6.28M |
| Cash and Balances due from Depository Institutions | $1.67M |
| Deposits Held in Domestic Offices | $87.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 10.12% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 77.59% |
| Tier 1 Risk-Based Capital Ratio | 12.74% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.056% |
| Earning Assets to total Assets | 89.14% |
Income and Expense
| Total Interest Income | $1.33M |
| Total Noninterest Income | $116.00k |
| Total Interest Expense | $397.00k |
| Total Noninterest Expense | $817.00k |
| Net Interest Income | $937.00k |
| Pre-tax Net Operating Income | $230.00k |
| Provision for Credit Losses | $6.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.68M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $4.04M |
| All Other Liabilities | $1.21M |
| Total Liabilities and Capital | $113.86M |
Securities
| Securities | $14.38M |
| Available-for-sale debt securities | $8.07M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.30M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wahoo State Bank?
$113.86M as of the latest filing.
How much are Wahoo State Bank's total deposits?
$87.77M in total deposits.
Where is Wahoo State Bank located?
Wahoo, NE.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
2.
When was it established?
01/02/1932.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$86.42M (latest filing).
What is the total interest income (latest filing)?
$1.33M.