State Bank of Texas
Irving, TX
IDRSSD: 1157415
Total Assets
$2.77B
Latest filing
Total Deposits
$2.24B
Latest filing
Net Interest Margin
5.32%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Texas
111 W John Carpenter Frwy
Irving, TX 75039
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/19/1987FDIC Certificate 38679
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| State Bank of Texas (Main) | 111 W John Carpenter Frwy | Irving, TX |
| GARLAND BRANCH | 517 W I 30 | Garland, TX |
| DEVON BRANCH | 2615 W Devon Ave | Chicago, IL |
| RICHARDSON BRANCH | 500 W Belt Line Rd | Richardson, TX |
| O'HARE INTERNATIONAL AIRPORT BRANCH | 10000 W Ohare Ave | Chicago, IL |
| IRVING BRANCH | 605 W Airport Fwy | Irving, TX |
| STATE BANK OF TEXAS BRANCH | 8585 S Gessner Rd | Houston, TX |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/19/1987 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 75039 |
| State and County Number | 48113 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 99 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/11/2023 |
| Date of Deposit Insurance | 10/19/1987 |
| Primary Insurance Agency | DIF |
| Website | www.statebnk.com |
| Data Updated | 01/30/2026 |
| CERT | 27074 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.77B |
| Total Deposits | $2.24B |
| Total Liabilities | $2.37B |
| Total Equity Capital | $407.26M |
| Net Income | $24.17M |
| Net Loans and Leases | $2.24B |
| Assets Per Employee ($Millions) | $28.01M |
| Bank Premises and Fixed Assets | $40.33M |
| Cash and Balances due from Depository Institutions | $259.58M |
| Deposits Held in Domestic Offices | $2.24B |
Key Performance Ratios
| Return on Assets (ROA) | 3.46% |
| Return on Equity (ROE) | 23.06% |
| Net Interest Margin | 5.32% |
| Efficiency Ratio | 21.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.35% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.687% |
| Earning Assets to total Assets | 94.69% |
Income and Expense
| Total Interest Income | $58.26M |
| Total Noninterest Income | $-1,110,000 |
| Total Interest Expense | $23.07M |
| Total Noninterest Expense | $7.47M |
| Net Interest Income | $35.19M |
| Pre-tax Net Operating Income | $24.17M |
| Provision for Credit Losses | $2.44M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $27.32M |
| Other borrowed funds | $105.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $23.05M |
| Total Liabilities and Capital | $2.77B |
Securities
| Securities | $165.33M |
| Available-for-sale debt securities | $165.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Texas?
$2.77B as of the latest filing.
How much are State Bank of Texas's total deposits?
$2.24B in total deposits.
Where is State Bank of Texas located?
Irving, TX.
What is the Net Interest Margin?
5.32%.
How many domestic offices does it operate?
7.
When was it established?
10/19/1987.
What is the Return on Assets (ROA)?
3.46%.
How much are total loans and leases?
$2.24B (latest filing).
What is the total interest income (latest filing)?
$58.26M.