Texas Regional Bank
Harlingen, TX
IDRSSD: 380458
Total Assets
$2.94B
Latest filing
Total Deposits
$2.59B
Latest filing
Net Interest Margin
3.56%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas Regional Bank
6770 West Interstate 2
Harlingen, TX 78552
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/05/1987FDIC Certificate 36249
Branches (34)
Page 1 of 5| Name | Address | City / State |
|---|---|---|
| Texas Regional Bank (Main) | 6770 West Interstate 2 | Harlingen, TX |
| MCCOLL BANKING CENTER BRANCH | 1801 S Mccoll Rd | Mcallen, TX |
| FREDERICKSBURG BRANCH | 609 E Main St | Fredericksburg, TX |
| BLANCO BRANCH | 416 4th St | Blanco, TX |
| OLD PRESTON NATIONAL BANK BRANCH | 5644 Lyndon B Johnson Fwy | Dallas, TX |
| 23RD STREET BANKING CENTER BRANCH | 5201 N 23rd St | Mcallen, TX |
| BULVERDE BRANCH | 20475 Highway 46 W | Spring Branch, TX |
| WIMBERLEY BRANCH | 15451 Ranch Road 12 | Wimberley, TX |
Showing 7 of 34
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/05/1987 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 78552 |
| State and County Number | 48061 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Brownsville-Harlingen, TX |
Operational Info
| Number of Employees | 581 |
| Domestic Offices | 35 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2022 |
| Date of Deposit Insurance | 03/05/1987 |
| Primary Insurance Agency | DIF |
| Website | www.trb.bank |
| Data Updated | 11/14/2025 |
| CERT | 26906 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.94B |
| Total Deposits | $2.59B |
| Total Liabilities | $2.68B |
| Total Equity Capital | $254.76M |
| Net Income | $5.25M |
| Net Loans and Leases | $1.60B |
| Assets Per Employee ($Millions) | $4.9M |
| Bank Premises and Fixed Assets | $143.04M |
| Cash and Balances due from Depository Institutions | $138.50M |
| Deposits Held in Domestic Offices | $2.59B |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 8.52% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 79.55% |
| Tier 1 Risk-Based Capital Ratio | 12.636% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.668% |
| Earning Assets to total Assets | 88.71% |
Income and Expense
| Total Interest Income | $37.10M |
| Total Noninterest Income | $14.39M |
| Total Interest Expense | $14.13M |
| Total Noninterest Expense | $30.39M |
| Net Interest Income | $22.97M |
| Pre-tax Net Operating Income | $6.32M |
| Provision for Credit Losses | $663.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.49M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $34.45M |
| Total Liabilities and Capital | $2.94B |
Securities
| Securities | $862.61M |
| Available-for-sale debt securities | $853.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $9.21M |
| Subordinated Debt | $0 |
| Trading Account Assets | $61.42M |
| Trading Liabilities | $58.99M |
Frequently Asked Questions
What are the total assets of Texas Regional Bank?
$2.94B as of the latest filing.
How much are Texas Regional Bank's total deposits?
$2.59B in total deposits.
Where is Texas Regional Bank located?
Harlingen, TX.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
35.
When was it established?
03/05/1987.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$1.60B (latest filing).
What is the total interest income (latest filing)?
$37.10M.