MidWestOne Bank
Iowa City, IA
IDRSSD: 836843
Total Assets
$6.24B
Latest filing
Total Deposits
$5.48B
Latest filing
Net Interest Margin
3.69%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/15/1934 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 52240 |
| State and County Number | 19103 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Iowa City, IA |
Operational Info
| Number of Employees | 761 |
| Domestic Offices | 60 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.midwestone.bank |
| Data Updated | 11/14/2025 |
| CERT | 14843 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.24B |
| Total Deposits | $5.48B |
| Total Liabilities | $5.56B |
| Total Equity Capital | $686.24M |
| Net Income | $19.69M |
| Net Loans and Leases | $4.38B |
| Assets Per Employee ($Millions) | $8.2M |
| Bank Premises and Fixed Assets | $91.91M |
| Cash and Balances due from Depository Institutions | $272.24M |
| Deposits Held in Domestic Offices | $5.48B |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 11.53% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 55.81% |
| Tier 1 Risk-Based Capital Ratio | 12.782% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.994% |
| Earning Assets to total Assets | 92.64% |
Income and Expense
| Total Interest Income | $79.03M |
| Total Noninterest Income | $11.13M |
| Total Interest Expense | $26.28M |
| Total Noninterest Expense | $36.80M |
| Net Interest Income | $52.75M |
| Pre-tax Net Operating Income | $24.96M |
| Provision for Credit Losses | $2.13M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.94M |
| Other borrowed funds | $5.37M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $47.05M |
| Total Liabilities and Capital | $6.24B |
Securities
| Securities | $1.18B |
| Available-for-sale debt securities | $1.18B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $19.16M |
| Trading Liabilities | $19.18M |
Frequently Asked Questions
What are the total assets of MidWestOne Bank?
$6.24B as of the latest filing.
How much are MidWestOne Bank's total deposits?
$5.48B in total deposits.
Where is MidWestOne Bank located?
Iowa City, IA.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
60.
When was it established?
10/15/1934.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$4.38B (latest filing).
What is the total interest income (latest filing)?
$79.03M.