MidWestOne Bank
Iowa City, IA
IDRSSD: 836843
Total Assets
$6.25B
Latest filing
Total Deposits
$5.48B
Latest filing
Net Interest Margin
3.75%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
073900522IOWA CITY, IA073901233IOWA CITY, IA091905114IOWA CITY, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
MidWestOne Bank
102 S Clinton St
Iowa City, IA 52240
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/15/1934FDIC Certificate 9290
Branches (59)
Page 1 of 9| Name | Address | City / State |
|---|---|---|
| MidWestOne Bank (Main) | 102 S Clinton St | Iowa City, IA |
| HUDSON - BRANCH 41 | 404 Country Road Uu | Hudson, WI |
| DENVER BRANCH 15 BRANCH | 810 E 17th Ave | Denver, CO |
| FOREST LAKE - BRANCH 48 | 1650 Lake St S | Forest Lake, MN |
| SOUTH SAINT PAUL - BRANCH 24 | 930 Southview Blvd | South Saint Paul, MN |
| MUSCATINE OAKVIEW - BRANCH 39 BRANCH | 3107 N Highway 61 | Muscatine, IA |
| WHITE BEAR LAKE - BRANCH 23 | 3670 E County Line N | White Bear Lake, MN |
| LOCUST ST DOWNTOWN - BRANCH 64 | 913 Locust Street | Dubuque, IA |
Showing 7 of 59
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/15/1934 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 52240 |
| State and County Number | 19103 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Iowa City, IA |
Operational Info
| Number of Employees | 761 |
| Domestic Offices | 60 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.midwestone.bank |
| Data Updated | 01/30/2026 |
| CERT | 14843 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.25B |
| Total Deposits | $5.48B |
| Total Liabilities | $5.55B |
| Total Equity Capital | $702.82M |
| Net Income | $20.29M |
| Net Loans and Leases | $4.49B |
| Assets Per Employee ($Millions) | $8.32M |
| Bank Premises and Fixed Assets | $89.45M |
| Cash and Balances due from Depository Institutions | $241.88M |
| Deposits Held in Domestic Offices | $5.48B |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 11.68% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 58.29% |
| Tier 1 Risk-Based Capital Ratio | 12.882% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.238% |
| Earning Assets to total Assets | 92.83% |
Income and Expense
| Total Interest Income | $79.04M |
| Total Noninterest Income | $12.57M |
| Total Interest Expense | $24.75M |
| Total Noninterest Expense | $40.12M |
| Net Interest Income | $54.29M |
| Pre-tax Net Operating Income | $25.35M |
| Provision for Credit Losses | $1.40M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.61M |
| Other borrowed funds | $5.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $48.53M |
| Total Liabilities and Capital | $6.25B |
Securities
| Securities | $1.13B |
| Available-for-sale debt securities | $1.13B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $18.24M |
| Trading Liabilities | $18.26M |
Frequently Asked Questions
What are the total assets of MidWestOne Bank?
$6.25B as of the latest filing.
How much are MidWestOne Bank's total deposits?
$5.48B in total deposits.
Where is MidWestOne Bank located?
Iowa City, IA.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
60.
When was it established?
10/15/1934.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$4.49B (latest filing).
What is the total interest income (latest filing)?
$79.04M.