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Wellington State Bank

Wellington, TX
IDRSSD: 371362
Total Assets
$633.87M
Latest filing
Total Deposits
$575.16M
Latest filing
Net Interest Margin
3.37%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1906
Community BankYes
Ownership TypeNot Mutual
ZIP79095
State and County Number48087
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees124
Domestic Offices14
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.wellingtonsb.bank
Data Updated11/14/2025
CERT1219
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$633.87M
Total Deposits$575.16M
Total Liabilities$585.19M
Total Equity Capital$48.68M
Net Income$1.02M
Net Loans and Leases$335.92M
Assets Per Employee ($Millions)$5.37M
Bank Premises and Fixed Assets$15.32M
Cash and Balances due from Depository Institutions$76.80M
Deposits Held in Domestic Offices$575.16M

Key Performance Ratios

Return on Assets (ROA)0.66%
Return on Equity (ROE)8.98%
Net Interest Margin3.37%
Efficiency Ratio77.61%
Tier 1 Risk-Based Capital Ratio14.607%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.68%
Earning Assets to total Assets92.11%

Income and Expense

Total Interest Income$7.57M
Total Noninterest Income$628.00k
Total Interest Expense$2.80M
Total Noninterest Expense$4.20M
Net Interest Income$4.76M
Pre-tax Net Operating Income$1.01M
Provision for Credit Losses$180.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.03M
Total Liabilities and Capital$633.87M

Securities

Securities$185.86M
Available-for-sale debt securities$185.86M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Wellington State Bank?
$633.87M as of the latest filing.
How much are Wellington State Bank's total deposits?
$575.16M in total deposits.
Where is Wellington State Bank located?
Wellington, TX.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$335.92M (latest filing).
What is the total interest income (latest filing)?
$7.57M.