NBT Financial Bank
Fort Worth, TX
IDRSSD: 406059
Total Assets
$620.81M
Latest filing
Total Deposits
$522.28M
Latest filing
Net Interest Margin
4.57%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
NBT Financial Bank
2535 Ne 28th St
Fort Worth, TX 76106
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/29/1973FDIC Certificate 14760
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| NBT Financial Bank (Main) | 2535 Ne 28th St | Fort Worth, TX |
| PRECINCT LINE BRANCH | 2080 Precinct Line Rd | Hurst, TX |
| BURLESON BRANCH | 400 E Renfro St | Burleson, TX |
| AZLE BRANCH | 405 Commerce St | Azle, TX |
| WILLOW PARK BRANCH | 200 Shops Blvd | Willow Park, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/29/1973 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76106 |
| State and County Number | 48439 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 74 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/29/1973 |
| Primary Insurance Agency | DIF |
| Website | www.nbt.bank |
| Data Updated | 11/14/2025 |
| CERT | 21329 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $620.81M |
| Total Deposits | $522.28M |
| Total Liabilities | $561.27M |
| Total Equity Capital | $59.53M |
| Net Income | $1.65M |
| Net Loans and Leases | $461.68M |
| Assets Per Employee ($Millions) | $8.17M |
| Bank Premises and Fixed Assets | $18.58M |
| Cash and Balances due from Depository Institutions | $127.01M |
| Deposits Held in Domestic Offices | $522.28M |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 11.27% |
| Net Interest Margin | 4.57% |
| Efficiency Ratio | 65.86% |
| Tier 1 Risk-Based Capital Ratio | 12.88% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.59% |
| Earning Assets to total Assets | 95.03% |
Income and Expense
| Total Interest Income | $9.37M |
| Total Noninterest Income | $495.00k |
| Total Interest Expense | $3.11M |
| Total Noninterest Expense | $4.45M |
| Net Interest Income | $6.26M |
| Pre-tax Net Operating Income | $2.08M |
| Provision for Credit Losses | $221.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $660.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.99M |
| Total Liabilities and Capital | $620.81M |
Securities
| Securities | $7.22M |
| Available-for-sale debt securities | $7.22M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of NBT Financial Bank?
$620.81M as of the latest filing.
How much are NBT Financial Bank's total deposits?
$522.28M in total deposits.
Where is NBT Financial Bank located?
Fort Worth, TX.
What is the Net Interest Margin?
4.57%.
How many domestic offices does it operate?
5.
When was it established?
11/29/1973.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$461.68M (latest filing).
What is the total interest income (latest filing)?
$9.37M.