SouthTrust Bank, N.A.

George West, TX
IDRSSD: 521158
Total Assets
$612.05M
Latest filing
Total Deposits
$539.56M
Latest filing
Net Interest Margin
4.64%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/17/1934
Community BankYes
Ownership TypeNot Mutual
ZIP78022
State and County Number48297
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees103
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/20/1934
Primary Insurance AgencyDIF
Websitewww.southtrust.com
Data Updated11/14/2025
CERT13919
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$612.05M
Total Deposits$539.56M
Total Liabilities$544.12M
Total Equity Capital$67.94M
Net Income$2.68M
Net Loans and Leases$350.36M
Assets Per Employee ($Millions)$6.06M
Bank Premises and Fixed Assets$4.53M
Cash and Balances due from Depository Institutions$97.91M
Deposits Held in Domestic Offices$539.56M

Key Performance Ratios

Return on Assets (ROA)1.83%
Return on Equity (ROE)16.03%
Net Interest Margin4.64%
Efficiency Ratio66.64%
Tier 1 Risk-Based Capital Ratio19.033%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.1%
Earning Assets to total Assets95.1%

Income and Expense

Total Interest Income$7.95M
Total Noninterest Income$526.00k
Total Interest Expense$1.53M
Total Noninterest Expense$4.63M
Net Interest Income$6.42M
Pre-tax Net Operating Income$2.68M
Provision for Credit Losses$-360,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$184.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$3.80M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.55M
Total Liabilities and Capital$612.05M

Securities

Securities$138.86M
Available-for-sale debt securities$138.86M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of SouthTrust Bank, N.A.?
$612.05M as of the latest filing.
How much are SouthTrust Bank, N.A.'s total deposits?
$539.56M in total deposits.
Where is SouthTrust Bank, N.A. located?
George West, TX.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
7.
When was it established?
02/17/1934.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$350.36M (latest filing).
What is the total interest income (latest filing)?
$7.95M.