Walden Mutual Bank

Concord, NH
IDRSSD: 5787418
Total Assets
$167.50M
Latest filing
Total Deposits
$150.50M
Latest filing
Net Interest Margin
4.22%
Profitability

Locations

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Main Office
Walden Mutual Bank
66 N Main St
Concord, NH 03301
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/05/2022FDIC Certificate 638316

Branches (0)

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NameAddressCity / State
No branch data available.
Walden Mutual Bank (Main)66 N Main StConcord, NH

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date10/05/2022
Community BankYes
Ownership TypeNot Mutual
ZIP03301
State and County Number33013
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameConcord, NH

Operational Info

Number of Employees19
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance10/05/2022
Primary Insurance AgencyDIF
Websitewww.waldenmutual.com
Data Updated11/14/2025
CERT59289
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$167.50M
Total Deposits$150.50M
Total Liabilities$151.77M
Total Equity Capital$15.73M
Net Income$32.00k
Net Loans and Leases$120.72M
Assets Per Employee ($Millions)$8.37M
Bank Premises and Fixed Assets$717.00k
Cash and Balances due from Depository Institutions$3.10M
Deposits Held in Domestic Offices$150.50M

Key Performance Ratios

Return on Assets (ROA)0.08%
Return on Equity (ROE)0.81%
Net Interest Margin4.22%
Efficiency Ratio87.43%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.45%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.391%
Earning Assets to total Assets97.74%

Income and Expense

Total Interest Income$2.46M
Total Noninterest Income$42.00k
Total Interest Expense$842.00k
Total Noninterest Expense$1.45M
Net Interest Income$1.62M
Pre-tax Net Operating Income$32.00k
Provision for Credit Losses$177.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$6.19M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.26M
Total Liabilities and Capital$167.50M

Securities

Securities$35.19M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$35.19M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Walden Mutual Bank?
$167.50M as of the latest filing.
How much are Walden Mutual Bank's total deposits?
$150.50M in total deposits.
Where is Walden Mutual Bank located?
Concord, NH.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
1.
When was it established?
10/05/2022.
What is the Return on Assets (ROA)?
0.08%.
How much are total loans and leases?
$120.72M (latest filing).
What is the total interest income (latest filing)?
$2.46M.