Franklin Savings Bank
Franklin, NH
IDRSSD: 491402
Total Assets
$902.42M
Latest filing
Total Deposits
$762.16M
Latest filing
Net Interest Margin
3.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Franklin Savings Bank
387 Central St
Franklin, NH 03235
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/30/1869FDIC Certificate 11884
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Franklin Savings Bank (Main) | 387 Central St | Franklin, NH |
| CENTRAL STREET BRANCH | 933 Central St | Franklin, NH |
| BRISTOL BRANCH | 350 Lake St | Bristol, NH |
| TILTON BRANCH | 61 Laconia Rd | Tilton, NH |
| FSBNH.BANK ONLINE BRANCH | 387 Central St | Franklin, NH |
| BOSCAWEN BRANCH | 139 King St | Boscawen, NH |
| GILFORD BRANCH | 11 Sawmill Rd | Gilford, NH |
| MERRIMACK BRANCH | 1 Dobson Way | Merrimack, NH |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 06/30/1869 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 03235 |
| State and County Number | 33013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Concord, NH |
Operational Info
| Number of Employees | 123 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/02/1959 |
| Primary Insurance Agency | DIF |
| Website | www.fsbnh.bank |
| Data Updated | 11/14/2025 |
| CERT | 17951 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $902.42M |
| Total Deposits | $762.16M |
| Total Liabilities | $827.07M |
| Total Equity Capital | $75.35M |
| Net Income | $2.03M |
| Net Loans and Leases | $707.05M |
| Assets Per Employee ($Millions) | $7.65M |
| Bank Premises and Fixed Assets | $13.62M |
| Cash and Balances due from Depository Institutions | $20.49M |
| Deposits Held in Domestic Offices | $762.16M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 11.14% |
| Net Interest Margin | 3.07% |
| Efficiency Ratio | 67.89% |
| Tier 1 Risk-Based Capital Ratio | 12.024% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.35% |
| Earning Assets to total Assets | 94.27% |
Income and Expense
| Total Interest Income | $10.82M |
| Total Noninterest Income | $1.94M |
| Total Interest Expense | $4.28M |
| Total Noninterest Expense | $5.75M |
| Net Interest Income | $6.54M |
| Pre-tax Net Operating Income | $2.51M |
| Provision for Credit Losses | $209.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $55.89M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.03M |
| Total Liabilities and Capital | $902.42M |
Securities
| Securities | $128.57M |
| Available-for-sale debt securities | $128.31M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Franklin Savings Bank?
$902.42M as of the latest filing.
How much are Franklin Savings Bank's total deposits?
$762.16M in total deposits.
Where is Franklin Savings Bank located?
Franklin, NH.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
9.
When was it established?
06/30/1869.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$707.05M (latest filing).
What is the total interest income (latest filing)?
$10.82M.