Salem Co-operative Bank

Salem, NH
IDRSSD: 670878
Total Assets
$579.61M
Latest filing
Total Deposits
$405.22M
Latest filing
Net Interest Margin
2.21%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Salem Co-operative Bank
3 S Broadway
Salem, NH 03079
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 40658

Branches (1)

Page 1 of 1
NameAddressCity / State
Salem Co-operative Bank (Main)3 S BroadwaySalem, NH
284 MERRIMACK STREET284 Merrimack StMethuen, MA
Showing 1 of 1

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassN/A
Primary RegulatorFDIC
Established Date01/01/1922
Community BankYes
Ownership TypeMutual
ZIP03079
State and County Number33015
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code36
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees54
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.salemcoop.com
Data Updated11/14/2025
CERT27824
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$579.61M
Total Deposits$405.22M
Total Liabilities$516.47M
Total Equity Capital$63.14M
Net Income$236.00k
Net Loans and Leases$477.49M
Assets Per Employee ($Millions)$11.36M
Bank Premises and Fixed Assets$4.82M
Cash and Balances due from Depository Institutions$10.15M
Deposits Held in Domestic Offices$405.22M

Key Performance Ratios

Return on Assets (ROA)0.16%
Return on Equity (ROE)1.51%
Net Interest Margin2.21%
Efficiency Ratio85.28%
Tier 1 Risk-Based Capital Ratio17.816%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.893%
Earning Assets to total Assets93.17%

Income and Expense

Total Interest Income$6.53M
Total Noninterest Income$230.00k
Total Interest Expense$3.58M
Total Noninterest Expense$2.71M
Net Interest Income$2.95M
Pre-tax Net Operating Income$242.00k
Provision for Credit Losses$226.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$102.89M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.37M
Total Liabilities and Capital$579.61M

Securities

Securities$54.89M
Available-for-sale debt securities$54.89M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Salem Co-operative Bank?
$579.61M as of the latest filing.
How much are Salem Co-operative Bank's total deposits?
$405.22M in total deposits.
Where is Salem Co-operative Bank located?
Salem, NH.
What is the Net Interest Margin?
2.21%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.16%.
How much are total loans and leases?
$477.49M (latest filing).
What is the total interest income (latest filing)?
$6.53M.